TABLE 140
CORRELATION OF YEAR-TO-YEAR PERCENTAGE CHANGES OF DISTRICT RATIOS IN PAIRED SERIES

»
A
Ia

INDEPENDENT VARIABLE—
Ratios of Total Expense to
Earning Assets

Amount of
Change

Direction

Percentage
Groups

Average
Percentage


1
Total + 7.08

Number
of
District:
Years

wo |

Loans and
Discounts
to
Earning
Assets

42.85 |

Investments

to
Earning
Accets

Total
Deposits
to
Earning
Aggets

».8 ! +0.67

DEPENDENT VARIABLES—Net Average Percentage Change

Demand
Deposits
to
Total
of Time
and
Demand
Deposits

Time
Deposits
to
Total
of Time
and
Demand
Deposits

Demand
Deposits
to
Earning
Assets

Time
Deposits
to
Earning
Assets

Gross
Earnings
to
Earning
Accete

— 4.00

—4.75

412.20

4rr. or

+ 6.07

Total
Expense
to
Gross
Earnings

+ 4r.70

Net
Earnings
to
Earning
Assets

41.83%

i e—————

Increase

Decrease

15.00 and over| 420.75
to.0o to 15.00|+410.87
5.00 to 10.00|4 6.98
Under 5.00!+ 1.88

Under 5.00 |= 2.36
5.00 and over! — 6.85

Total

|= 4.47

0 +2.03
2 +6.25
II +5.79
IR 41 of

"n
XI,

—1.04
—3.24

—2.55

ad

— 7.59
—13.81
~12.853
2 61

—4.1I5
40.59
+1.74
+2. 43

+ “.47
+10.65

+5.72
“+4.10

+ 8.43 | +4.96

~10.01
~ 5.08
~ 2.30
—- 1.064

—7.99
—5.65
—3.99
—-3.95

415.76
411.76
+12.9¢
4108 2a~

+ 4.54
+ 2.66

—1.15§
—I.41

+ 7.08
+ 9.05

+ 3.66 —1.27 | + 8.48 :

4-20.90
411.11
+11.09
+ #7 or

+ 2.17
4.78

+ 3.40

415.32
110.27
+ 6.49
LL o0.72

44.67
40.74
40.61
ivy TO

$4.01
19.50
+5.39
-2,25

— 2.43
—- 7.00
— 4.61 | +o0.20 | —-4.73

—2.60
-7 18