TABLE 142 
CORRELATION OF DEVIATIONS OF RATIOS IN PAIRED SERIES 
(Percentage Deviations from the Country’s Yearly Averages) 
5 
“ry 
Position 
Above 
INDEPENDENT VARIABLE— 
Ratios of Total Expense to 
Earning Assets 
Distance from Average 
Number 
of 
District- 
Years 
Loans and 
Discounts 
to 
Earning 
Assets 
Percentage 
Groups 
Average 
Percentage 
Total 
+12.00 
cx ' 4+ 6.42 
22.50 and over 
15.00 to 22.50 
7.50 to 15.00 
Inder 7.c0 
$26.84 12 
+10.46 XI 
t1r.90s 9 
L 3.50 10 
410.62 
+ 9.08 
+ 6.75 
+ 2.08 
Under 7.50 
7.50 £0 15.00 
[€.00 to 22.50 
— 3.00 
—10.27 
-17.90 
15 
1” 
5 
+ 0.26 
-~ 5.00 
-10.01 
Invest- 
ments 
to 
Earning 
Accets 
—~16.40 
—27.87 
~23.1I 
—-16.90 
— 5.20 
— 0.68 
412.96 
+46.36 
DEPENDENT VARIABLES—Net Average Percentage 
Total 
Deposits 
to 
Earning 
Assets 
Demand 
Deposits 
to 
Earning 
Assets 
Demand 
Deposits 
to 
Total 
of Time 
and 
Demand 
Denosits 
Time 
Deposits 
to 
Earning 
Assets 
Time 
Deposits 
to 
Total 
of Time 
and 
Demand 
Deposits 
Gross 
Earnings 
to 
Earning 
Assets 
+0.34 
—- 5.28 
— 8.48 
+12.83 
“411.80 -+ 8.8% 
+o0.92 
—0.38 
+2.62 
-—0. 70 
— 1.24 
— 0.74 
= 3.90 
—1X.20 
~ 1.83 
- 0.16 
- 6.12 
—-10.47 
}10.67 
r 2.17 
14.08 
tenn an 
+ 8.72 
- 2.19 
+10.75 
+20 eR 
+15.06 
+13.00 
410.08 
+ 1.04 
—X.37 
—-1.68 
—2. 8% 
~ 6.34 
t+ 3.51 
- 4.00 
— 5.08 
+ 5.13 
- 1.16 
+ 90.31 
-—12.01 
-— Yh 
+10.84 
—I0.20 
4 2 ae 
-— 9,25 
—- 6.98 
—- 2 81 
Net 
Earnings 
to 
' Earning 
Assets 
|. 
—-12.02 
- 2.33 
+ 5.21 
—- 1.03 
— 0.57 
+ 0.97 
4-12.07 
Below 
Total 
| 
—- 7.64 
33 
— avs | 
+4 g.709 —-1.%74 
—~ 1.74 
 Q— 
- 1.28 
J 
+ 4.03 
—- 4.02 
+ 1.5%