TABLE 142
CORRELATION OF DEVIATIONS OF RATIOS IN PAIRED SERIES
(Percentage Deviations from the Country’s Yearly Averages)

5
“ry

Position

Above

INDEPENDENT VARIABLE—
Ratios of Total Expense to
Earning Assets

Distance from Average

Number
of
District-Years


Loans and
Discounts
to
Earning
Assets

Percentage
Groups

Average
Percentage

Total

+12.00

cx ' 4+ 6.42

22.50 and over
15.00 to 22.50
7.50 to 15.00
Inder 7.c0

$26.84 12
+10.46 XI
t1r.90s 9
L 3.50 10

410.62
+ 9.08
+ 6.75
+ 2.08

Under 7.50
7.50 £0 15.00
[€.00 to 22.50

— 3.00
—10.27
-17.90

15
1”
5

+ 0.26
-~ 5.00
-10.01

Investments

to
Earning
Accets

—~16.40

—27.87
~23.1I
—-16.90
— 5.20

— 0.68
412.96
+46.36

DEPENDENT VARIABLES—Net Average Percentage

Total
Deposits
to
Earning
Assets

Demand
Deposits
to
Earning
Assets

Demand
Deposits
to
Total
of Time
and
Demand
Denosits

Time
Deposits
to
Earning
Assets

Time
Deposits
to
Total
of Time
and
Demand
Deposits

Gross
Earnings
to
Earning
Assets

+0.34

—- 5.28

— 8.48

+12.83

“411.80 -+ 8.8%

+o0.92
—0.38
+2.62
-—0. 70

— 1.24
— 0.74
= 3.90
—1X.20

~ 1.83
- 0.16
- 6.12
—-10.47

}10.67
r 2.17
14.08
tenn an

+ 8.72
- 2.19
+10.75
+20 eR

+15.06
+13.00
410.08
+ 1.04

—X.37
—-1.68
—2. 8%

~ 6.34
t+ 3.51
- 4.00

— 5.08
+ 5.13
- 1.16

+ 90.31
-—12.01
-— Yh

+10.84
—I0.20
4 2 ae

-— 9,25
—- 6.98
—- 2 81

Net
Earnings
to
' Earning
Assets

|.

—-12.02
- 2.33
+ 5.21
—- 1.03

— 0.57
+ 0.97
4-12.07

Below

Total

|
—- 7.64

33

— avs |

+4 g.709 —-1.%74

—~ 1.74

 Q—

- 1.28

J
+ 4.03

—- 4.02

+ 1.5%