TABLES

Equivalent to the Average Rates for the Respective City-Groups,
 on Quarterly Call Dates, 1923 to 1926, for All
Member Banks ...

206. Comparison, for Cities of Different Size, of Average Rates
on Customers’ Paper Rediscounted with Federal Reserve
Banks, Quarterly Call Dates, 1923 to 1926, for Member
Banks by Districts ..

207.

Comparative Positions and Call-to-Call Directions of
Change in Average Rates Charged by Member Banks on
Customers’ Paper Rediscounted with Federal Reserve
Banks, March, 1923, to December, 1926. .

208. Annual Money Rates Customarily Charged Customers on
Six Major Types of Loans. Averaged for All Cities.....

xxxiil

364

365

366

357

APPENDIX I

I.

Groups and Numbers of Member Banks, Boston Federal
Reserve District, Relative to Average Gross Earnings
and Total Expense Ratios, 1924. -

II. Residuals of Solution I ..
ITI. Residuals of Solution S
IV. Summary of Results for Separate Groups.
V. Relative Influence of Gross Earnings and of Total Expense
on Net Earnings ..

VI.

Computation of Best General Value of E’¢, the Coefficient
Expressing the Most General Effect of a Change in Total
Expense Ratios on a Change in Net Earnings Ratios. ...

374
376
378
380

381

282

APPENDIX II

I.

IT.

IT.

Number of Member Banks in the First Federal Reserve
District, 1924, Reporting Classified Numbers of Principal
Correspondents . .

Number of Member Banks Located in Different States of
the First Federal Reserve District, Classified by Location
of Their Principal Correspondents, 1924. (1) With a
correspondent in Boston ...- ‘eo

(Continued.)
Number of Member Banks Located in Different States of
the First Federal Reserve District, Classified by Location
of Their Principal Correspondents, 1924. (2) With no
correspondent in Boston . .

380

390

301