348

BANKING STANDARDS

ASSOCIATION BETWEEN SERIES WITH RESPECT TO DIFFERENCES FROM
THEIR DISTRICT AVERAGES:
Positive
Loans and discounts to
earning assets and Gross earnings to earning assets
Total expense to earning assets
Net earnings to earning assets

Total deposits to earning
assets
Time deposits to earning
assets
Time deposits to total
deposits

Gross earnings to earning
 assets

and Total expense to earning assets

and Total expense to earning assets

and Gross earnings to earning assets
Total expense to earning assets

and Total expense to earning assets
Net earnings to earning assets

Negative
Total deposits to earning
 assets and Gross earnings to earning assets
Net earnings to earning assets
Demand deposits to earning
 assets and Gross earnings to earning assets
Total expense to earning assets

Demand deposits to total
deposits and Gross earnings to earning assets
Total expense to earning assets

ASSOCIATION BETWEEN SERIES WITH RESPECT TO YEAR-TO-YEAR
CHANGES:
Positive
Loans and discounts to
earning assets and Gross earnings to earning assets
Total expense to earning assets
Net earnings to earning assets

Time deposits to total
deposits
Gross earnings to earning
 assets

and Total expense to earning assets
and Total expense to earning assets
Net earnings to earning assets

Negative
Total deposits to earning
assets and Gross earnings to earning assets
Total expense to earning assets

Demand deposits to earning
 assets

and Gross earnings to earning assets
Total expense to earning assets