NORMS AND TRENDS IN DEPOSITS

39

CHART 6

RATIOS OF ToTAL DEPOSITS TO EARNING ASSETS — ALL MEMBER BANKS
Comparison of Federal Reserve District Ratios with those for the
Country as a Whole, 1919-1925
(The slopes of these lines, not their vertical positions, are significant. See page 21.)

COUNTRY AS A WHOLE cesccccss DISTRICTS coemmememanems
1919 1920 1528 1922 1923 1924 1925 919 1920 19219 1922 1923 1924 629

AV «

"YW egg

ton

seme”
oe —

aT i
NEW YORK

AV. ce CLEVELAND
— ——

1d
—

rt La DELPHI

AV. ales ®* "°° "00"

ir

A

ATLANTA

ee

Scates of
accentage
Change

sT. Le

“NSAS CIT
ets” =

'® A

1919 1920 192% 1922 1923 1924 192% 1919 1920 1921 1922 1923 1924 1928

between 1921 and 1922; in Atlanta between 1920 and 1921; in
Minneapolis between 1919 and 1920; in Kansas City between
1924 and 1925; and in Dallas between 1919 and 1920, 1920 and
1921, and between 1924 and 1925. The differences, however, are
far less marked than are the similarities; consistency of directions
and rates of change tend to prevail.