CONTENTS. 
Page, 
CHAPTER XI1.—-THE INCOME OF THE INDUSTRIAL WORKER 
—conid. 
VIII 
Deductions from Wages +s 
Need for Legislation . 
Possibility of Abolishing Fines 
Regulation of Fines ip 
Deductions for Damage or Loss 
A Minority View .. 3. 
Other Deductions .. ,e 
Enforcement ,® ie 
Proceedings for Contravention 
IX 
Consumption of Drink we 
Restrictions on Sale oy 
CHAPTER XIIL-—-INDEBTEDNESS— 
The Burden of Debt. . . 
Interest Rates we oo 
Payments on Debt .. we 
[ndebtedness and Efficiency .. 
Causes of Indebtedness 
Special Position of Industrial Worker 
Co-operative Credit . . ve 
Danger of Credit .. .e 
Laws against Usury i 
Objections to Legislation i 
Credit of the Worker vw 
Attachment of Wages and Salaries 
(mprisonment for Debt ve 
?rovident Funds .. - 
The Assistance of the Law .. 
Summary Liquidation Proceedings 
A New Law os win 
Tass of Workers to be Covered 
Old Debts .. ro _- 
Periods of Limitation oe 
Inforcement of Legal Rights .. - . 
Sesetting an Industrial Establishment 
Recruiting Advances wr 
Periods of Wage Payment  .. 
Delays in Payment .. . 
Weekly Payments Bill oii 
Delayed Payment and Debt .. 
Short Wage Periods and Debt 
Attitude of Labour .. we 
Desirability of Weekly Payments 
Legislation for Shorter Period 
Period of Notice  .. wi 
Prevention of Delayed Payments 
Importance of Action wn we wr viv wiv 
CHAPTER XIV—HEALTH AND WELFARE OF THE INDUSTRIAL 
WORKER— 
Health and Housing : the Long View .. wo 
The Importance of Health .. - we 
Physique .. ve on we 
Adjustments Necessary ae 
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