Full text : The law of friendly societies, and industrial and provident societies, with the acts, observations thereon, forms of rules etc., reports of leading cases at length, and a copious index

20

INTRODUCTION.

36.  Societies  receiving  contributions  by  means
of  collectors  at  a  greater  distance  than  ten  miles
from  their  registered  office,  are  made  subject  to
special  provisions,  which  must  be  set  forth  in
their  rules  («).
Such  a  society—
1.  Must  furnish  every  member  or  family
with  a  copy  of  its  rules  for  one  penny,
and  a  printed  policy  for  one  penny  (b).
2.  Cannot  enforce  forfeiture  of  a  policy  or
benefit  without  written  or  printed  notice
given  at  least  14  days  before  forfeiture ­
  (c).
3.  Cannot  transfer  a  member  to  another
society  or  company  without  his  written

(a)  The  Commissioners  reported  that  their  opinion  was
decidedly  adverse  to  this  form  of  society.  The  radical  evil  of
the  whole  system  appeared  to  them  to  be  in  the  employment
of  collectors  otherwise  than  under  the  direct  supervision  and
control  of  the  members,  a  supervision  and  control  which
they  feared  to  be  absolutely  unattainable  in  burial  societies
that  are  not  purely  local.  The  method  of  collection  from
house-to-house  is  not  a  vicious  one  in  itself,  and  is  appropriate ­
  and  economical,  indeed  virtually  indispensable,  where
the  individual  contributions  are  reduced  to  a  minimum  as
they  are  when  confined  to  the  purpose  of  securing  burial
benefits  :  but  in  the  general  burial  societies  the  employment ­
  of  collectors,  from  being  a  mere  method  of  getting  in
revenue,  had  become  the  pivot  of  the  whole  system  ;  the
collector  was  the  society,  the  members  were  merely  pawns
whom  he  moved  about  at  will  on  the  chess-board.  [Fourth
Eeport,  par.  545.]
(b)  In  some  societies,  they  had  previously  charged  a  price
for  the  rules  equal  to  six  weeks’  subscriptions.  [Ibid.  496.]
(c)  This  provision  is  intended  to  protect  the  member
against  being  thrown  out  of  benefit  by  the  collector  not
calling  upon  him.  “  Societies,  in  many  cases,  absolutely
maintained  themselves  by  their  lapses.”  [Ibid.  503,]
            
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