Wichtige Aufgaben der materiellen Fürsorge

Banking standards under the federal reserve system

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Monograph

Identifikator:: 1019100079

URN:: urn:nbn:de:zbw-retromon-62292

Document type:: Monograph

Title:: Wichtige Aufgaben der materiellen Fürsorge

Place of publication:: Münster in Westf.

Publisher:: Verlag der Aschendorffschen Verlagsbuchhandlung

Year of publication:: 1925

Scope:: 1 Online-Ressource (59 Seiten)

Collection:: Economics Books

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NORMS AND TRENDS IN EXPENSES 103 related with those for state bank members. In some of the above respects, Tables 72 and 73 are of interest. It was pointed out above that total expense in terms of earn- ing assets,!? and also in terms of gross earnings,'® for all member banks in certain dis- tricts differs markedly from that for the twelve districts combined, and that for some of them the ratios were above or below the country level for each of the seven years. What are the facts in these and other respects for the two groups of member banks? Specifically, our inquiries are as follows: (1) Are districts similarly placed accord- ing to the ratios for the respective types of banks? (2) Are the numbers of years which districts hold such positions essentially the same for the two member groups? (3) Is there agreement between the ratios in respect to the positions which the districts occupy relative to the country level? (4) Are the percentage amounts of dispersion for the district ratios for the two groups of banks positively correlated? In order to answer these questions, resort is made to tabular summaries. Table 74 supplies the data necessary for answering the first and second questions. It indicates that (1) the district ratios of total expense to gross earnings, for the respective types of banking membership, are below the country level in Districts 2, 3, and 4, and generally above in the other districts; and (2) the number of years during which both types of banks hold these positions is substantially the same. Table 74, however, throws no light on the third question, inas- much as the positions of the banking groups each year are not paired by districts. When this is done, as in Table 75, an answer to the third question is secured. From this table it is seen that for seven of the districts the ratios for both types of banks were 12 Page 82. 13 Page oI. 5

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