of investment for their capital, which con 
sequently remains comparatively unproductive 
—to say nothing of the additional and 
indispensable capital security which Geo 
graphical Distribution carries with it. 
There are as many varieties of Investment 
aims as there are forms of leaves on the trees, 
and the examples which we have given 
are only a few average specimens. If the 
personal aims of any one of our readers are 
fairly described in one of the given specimens, 
then no difficulty arises in constructing his 
investment scheme ; but should his case not 
fall under one of these general and most 
frequent heads, then we shoidd advise him 
to take special advice. 
The foregoing examples will also serve to 
illustrate how our mode of constructing 
Investment Schemes reduces to a minimum 
the element of speculation. Further, they 
will enable an investor who follows our 
principles to decide at the outset by what 
means he can best attain the investment 
object desired by him. 
Investors have been so frequently misled 
by rosy pictures of future possibilities, that 
a great many of our readers may possibly 
consider our outline of obtainable results 
overdrawn, and may feel inclined to doubt