AO 
BANKING STANDARDS 
TABLE 88 
NUMBER OF DisTtrRIcTS WITH RATIOS OF NET EARNINGS TO EARNING 
ASSETS AND OF NET EARNINGS TO GROSS EARNINGS, ABOVE 
OR BELow THEIR RESPECTIVE AVERAGES FOR 
THE PERIOD 1919-1925 
Er ————— 
YEARS 
{0} {+ J 
(920. evo rennnn 
(021 .vunennnn. 
(022: covimuies! 
(923. ..0.enene 
[024 ceeennsns 
[02%5... 
Net Earnings 
to Earning 
Ascets 
Jk 
ABOVE 
Net Earnings 
to Gross 
Earnings 
Net Earnings 
to Earning 
Acgets 
BELOW 
Net Earnings 
to Gross 
Earnings 
E* 
98 
I2 
TY 
*One =. 
§Two = 
and low in the balance of the country. It will help to visualize 
these conditions and to compare them by years and by districts 
with net earnings expressed in terms of earning assets if tabular 
summaries are used. The yearly comparisons are found in 
Table 88. 
This table shows that district ratios of net earnings to earning 
assets and of net earnings to gross earnings were generally above 
their respective seven-year district levels in 1920 and 1921 and 
generally below them in 1924 
and 1925. In the other years, 
the two measures less com- Numer oF Districts In WHICH THE 
# . RATIOS OF NET EARNINGS TO EARNING 
pletely agree in placing them AssETs AND OF NET EARNINGS TO 
high or low. The fact is of in- Gross EARNINGS AGREE OR Dis- 
AGREE AS TO THEIR POSITIONS 
terest, however, that generally RELATIVE To THEIR RESPEC- 
speaking, the conditions deter- TIVE AVERAGES FOR THE 
gy ’ PERIOD 1910-102% 
mining the ratios tend to be 
felt throughout the whole Fed- 
eral Reserve system. More- 
over, as indicated in Table 89, 
the two measures of net earn- 
ings place the respective dis- 
tricts in the same relative posi- 
tions at the same time. To this