"50

BANKING STANDARDS
CHART 37

RATi0os OF NET EARNINGS TO GROSS EARNINGS
Comparison of All Member, National, and State Bank and Trust
Company Member Banks, by Federal Reserve Districts, 1919-1925
{The slopes of these lines, not their vertical positions, are significant. See page 105.)

ALL MEMBER oes NATIONAL wi 0 STATR conse
pn 1921 1922 1923 1924 1928 1919 1920 1921 1822 1928 1924 1928
-— Nf ORK
Ay

adr

getlos of
een!
1

d

a

oe . Seen,
1039 1920 1921 1922 1923 1924 1929 1919 1920 1921 1922 1923 1924 229