EXPENSES IN DISTRICTS I AND II 305
TABLE 178

COMPARATIVE PERCENTAGE AMOUNTS OF DEVIATION FROM GROUP
AVERAGES AND NET YEAR-TO-YEAR CHANGES IN RATIOS OF TOTAL
EXPENSE To EARNING Assets, MEMBER Banks, NEw
York FEDERAL RESERVE DISTRICT, 10223-102¢

DIFFERENCES FROM CI1TY-GROUP AVERAGES, 1923-1925

~e r
SET

Number.”
(Cacpe

Percentage
Groups

Average

Average
Percentage

rr 40

NET PERCENTAGE
CHANGE FROM
VEAR TO YEAR

=~ 70

——

“nd over
[Under 2

Inder 2
and over

Average

3.40
1 60

0.82
2.00

Q

-1 70
(.21

40.65
+4. 52

+

20

DIFFERENCES FROM VOLUME-GROUP AVERAGES, 1923-1025

Sign

Number of
Caen.

Percentage
Groups

Average
Percentage

NET PERCENTAGE
CHANGE FROM
YEAR TO YEAR

Tearaqaoe

nd over
Inder 2

"nder 2
nd over

Average

*One group = in direction.
One group = in position.

for those in the First,® measures of regression to type, both by
directions and percentage amounts, are secured for the individual
 banks. The results secured by this process for the respective
 pairs of years, and for the two pairs combined, are given in
Table 179. They show that (1) ratios in the first of each pair
of years, deviating positively or negatively from the average for
the entire number of banks in that year, deviate less widely in
the second of each pair of years from the average for that year,
and (2) the greater the percentage deviation in the first year,
"9 Gee pages 202-203.