v§

BANKING STANDARDS
TABLE 13

PERCENTAGE DIFFERENCE FROM DISTRICT AVERAGE, 1919-1025, OF
RATIOS OF INVESTMENTS TO EARNING ASSETS FOR ALL MEMBER
Banks, BY YEARS AND FEDERAL RESERVE DISTRICTS
PFRCENTAGF DIFFFPTNCE FROM DISTRICT AVERAGE, 1010-1925
1923 I 1024 1925
-+ 8.07
“+11.68
+ 1.09
+ 3.36
= 7.44
+ 2.85
+ 9.57
5
».07

assets, the amounts are different. Loans and discounts relative
to earning assets were low, while investments relative to earning
assets were high in 1919, 1923, and 1925. In 1920, 1921, and
1922 the former ratios were high, and the latter relatively low.
Consistency of variation, but in the opposite direction from that
characterizing the ratios of loans and discounts to earning assets,
is apparent. A table, such as Table 3, is unnecessary to illustrate
this fact. If the headings to the columns in this table are inter-TABLE

 14

PERCENTAGE CHANGE FROM YEAR TO YEAR OF YEARLY DISTRICT RATIOS
oF INVESTMENTS TO EARNING ASSETS IN ALL MEMBER BANKS
BY YEARS AND FEDERAL RESERVE DISTRICTS

FEDERAL RESERVE DISTRICTS

Average
(All Districts)

LOStOM. vv rri irri
New York. .... eevee
“hiladelphia. . . een.
cleveland. ..... Cereraean
Richmond. ..... RU
Atlanta......... —
hicago....... PEE
St. Louis. ...... Wh EMER
finneapolis.... ............
{ansas City... . FR
Jallas. ........o0. oii,
San Francisco. ........cocvvvnn.

1919
to
[920

—18.%58

f

10
70

“roa
-15.35

PERCENTAGF (HAY ~= wroM VraR TO YEAR
1024
to
1025
+ 5.41
+ 1.97
+ 4.10
+ 1.37
+ 5.17
+ 0.19
+17.03
+ 5.36
-~ 1,07
+25.01
+13.05
— 4.46
+ 8.96

“21.01
t25.75
+ 8.21
i" 3.41
} 0.09
- ~.8
frc2.3c
}ia.64
1-13.97
+13.0
+ 7.14
+ 7.1%

- .51
—- 5-33
- 5.07
— 2.8r
- 3.3%
~ :.0f
— 1.60
—- 8o
+ &.58
+ 0.44
+ 2.47
—- 4.34

— 4.52

TT 1.75