NORMS AND TRENDS IN EXPENSES 99 
by average ratios for the two groups of banks, as well as by yearly 
amounts for individual districts, the total expense, as a percent- 
CHART 20 
D1STRIBUTION OF YEARLY DISTRICT RATIOS OF ToTAL EXPENSE TO 
Gross EARNINGS, 1919-1925 
NATIONAL BANK MEMBERS 
Pear Cont 
Percentage 
Groups 
80.00 and under 62.50 
62.50 and under 65.00 
65.00 and under 67.50 
67.50 and under 70.00 
70.00 and under 72.50 
72.50 and under 75.00 
75.00 and under 77.50 
77.50 and under 80.00 
80.00 and over 
0 
Pr 
= 
-— 
= 
- 
10 
15 
= | 
naa 
——— 
A —— 
RE. 
a 
0 
Sel. 
25 
1 —-—— 
Number 
of 
Cases 
od 
« 
~ 
 . 
STATE BANK MEMBERS 
Percentage 
Groups 
57.50 and under 60.00 
60.00 and under 62.50 
$2.50 and under 65.00 
65.00 and under 67.50 
67.50 and under 70.00 
70.00 and under 72.50 
72.50 and under 75.00 
75.00 and under 77.50 
77.50 and under 80.00 
80.00 and over 
Per Cont 
15 
0 
5 
10 
20 28 Numbers 
. of 
— um Casas 
4 
= | 
= 
prm— 
a — 
ye 
JO 
£0