3138 
BANKING STANDARDS 
CHART 50 
CuaNGEs IN Ratios oF NET EARNINGS TO EARNING ASSETS RELATIVE 
70 CHANGES IN RATIOS OF GROSS EARNINGS AND OF ToTAL 
EXPENSE TO EARNING ASSETS, MEMBER BANKS, 
BosTON FEDERAL RESERVE DISTRICT, 
1024-1025 
Changes in Ratios of Total Expense to Earning Assets, 1924-1928 
Increases No Decreases 
(Points) Change (Points) 
1.8 1.0 0.5 0.0 0.5 0 5 0 
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