Wirtschaft als Leben

Borrowing and business in Australia

Bibliographic data

Monograph

Identifikator:: 1027869556

URN:: urn:nbn:de:zbw-retromon-48255

Document type:: Monograph

Author:: Gottl-Ottlilienfeld, Friedrich von http://d-nb.info/gnd/118809040

Title:: Wirtschaft als Leben

Place of publication:: Jena

Publisher:: Verlag von Gustav Fischer

Year of publication:: 1925

Scope:: 1 Online-Ressource (XXXII, 763 Seiten)

Digitisation:: 2018

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

kr NORMS AND TRENDS IN GROSS EARNINGS I. INTRODUCTION THE analysis in the preceding chapters was concerned with norms and trends relating to those aspects of bank operation which determine, in one way or another, the amounts of gross earnings, operating expense, and net earnings. The discussion in this chapter relates to the norms and trends in the ratios of gross earnings in all member banks by districts and years. Subsequent chapters will deal with ratios of operating expense and of net earnings. The amounts of gross earnings used are those reported in the Federal Reserve Bulletin for the years ending June 30, 1919 to 1925. The earning assets with which these are compared are, as in the case of the preceding analysis relating to this item, the average amounts for December 31 for the year preceding and for June 30 of the year in question! Gross earnings are composed of interest and of “other income.” For the years under discussion, the total amount is used. It is this which is expressed as a percent- age of the earning assets as defined? and used above. It is of in- terest to note in passing that for the combined districts, for the years 1924 and 1923, the ratios of the interest item to the total grossearnings were, respectively, 86.65% and 83.70%, the modal or common percentages falling in the group 87 to go. The dis- tribution of the ratios for the twelve districts for the two years is shown in Table 49. 1 See, however, note page 13. *See page 13. TABLE 49

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