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Report of the Royal Commission on National Health Insurance

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fullscreen: Report of the Royal Commission on National Health Insurance

Monograph

Identifikator:
1740277147
URN:
urn:nbn:de:zbw-retromon-132094
Document type:
Monograph
Title:
Report of the Royal Commission on National Health Insurance
Place of publication:
London
Publisher:
Stationery Office
Year of publication:
1926
Scope:
XII, 394 S.
Digitisation:
2020
Collection:
Economics Books
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Chapter

Document type:
Monograph
Structure type:
Chapter
Title:
Chapter VIII. The approved society system
Collection:
Economics Books

Contents

Table of contents

  • Report of the Royal Commission on National Health Insurance
  • Title page
  • Contents
  • Chapter I. Introduction
  • Chapter II. The scheme of national health insurance
  • Chapter III. The general attitude to the health insurance scheme
  • Chapter IV. The related schemes of social welfare
  • Chapter V. The development of the health services
  • Chapter VI. The financial burden of the existing social services
  • Chapter VII. The financial resources of health insurance scheme
  • Chapter VIII. The approved society system
  • Chapter IX. Inequalities of benefit in different approved societies
  • Chapter X. Proposals for extending medical benefit
  • Chapter XI. Proposal for dependants' allowances
  • Chapter XII. Consideration of certain major problems
  • Chapter XIII. Miscellaneous questions
  • Chapter XIV. Summary of conclusions and recommendations
  • Reservation by Sir Andrew Duncan and Professor Alexander Gray
  • Minority report

Full text

108 
MAJORITY REPORT. 
234. It is, therefore, not surprising that those who are not 
drawn to the older Societies by their interest in other matters 
should be content to leave their insurance affairs in the hands 
of Societies which make the minimum demands on their time and 
attention. Nor is there any great harm—and there may be some 
advantage—in the existence of such Societies, provided they are 
efficiently and economically managed, and that their constitu- 
tion furnishes effective means for the control of the Society's 
affairs by the members should occasion arise. On this last 
point there is clearly room for improvement, and we recom- 
mend that in connexion with the general review of the rules 
of Societies, to which we refer later in this Chapter, any 
Society whose present rules are found not to provide an effective 
means by which the members can exercise control, if they desire 
to do so, should be required to amend its constitution in this 
respect. 
235. One last point on the real social significance of self- 
government. The question as it arises in connexion with 
Health Insurance is sometimes spoken of in terms of insured 
persons looking after their own affairs. This is, we think, to 
misconceive the point. It may be doubted whether those 
members, whose zeal in the administration of their Societies is 
rooted in a desire to look after their own affairs, will in fact 
approach the task in the right spirit. Rather will these tend to 
be valetudinarians. It is truer to regard the administration of 
a Society as offering an opportunity for puklic service in the 
interests of others, and it is safe to say that the great bulk of 
those who are engaged in the administration of those Societies 
with older traditions behind them are not in fact consciously 
looking after their own affairs. They are there because they 
desire to find some useful work which they can do for their 
fellows. Democracy is a means and not an end in itself, and it 
is not, therefore, to be condemned for relative shortcomings, so 
long as it is in some measure an efficient means to that greater 
end for which it is designed. If it be permissible in these days 
to quote an eminent Victorian, it should be remembered that 
‘‘ the business of life is an essential part of the practical educa- 
tion of a people.” The fact that there are other channels by 
which a similar training in administration and affairs may be 
obtained cannot, except by the intolerant, be urged as a reason 
for despising the contribution which voluntary Friendly Societies 
make to our public life. All things do not appeal to all men, 
and diversity of opportunity in such education cannot but enrich 
the Commonwealth. 
SUPERVISION OF APPROVED SOCIETIES BY THE CENTRAL 
DEPARTMENTS. 
236. Under the Act of 1911 Societies, when once approved, 
were given almost complete autonomy, and although it appeared
	        

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Report of the Royal Commission on National Health Insurance. Stationery Office, 1926.
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