Report of the Royal Commission on National Health Insurance

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Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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Document type:: Monograph

Structure type:: Chapter

Title:: Chapter XIII. Miscellaneous questions

Collection:: Economics Books

MAJORITY REPORT. ah 31 C—. statement as to whether, though absent from work at the time, it was her intention to resume employment in the future. The woman who satisfied her Society that she had not definitely given up employment was allowed to retain the title to all benefits under her existing insurance, while the woman who was treated as having given up employment was allowed to exercise an option between taking up a new voluntary insurance for reduced benefits at a low rate of contribution, or drawing in times of illness upon the very limited amount of her own transfer value. These pro- visions were found thoroughly unsatisfactory in practice, mainly on the ground that the action to be taken by the Society depended upon a statement of the woman’s intention, which was in the hature of things impossible of verification, and also by reason of a decision of the Court of Appeal (Davidson v. New Tabernacle (Old Street Congregational) Approved Society [1916], 2 K.B. 80), which appeared to place upon the section an inter- Pretation which would have proved most embarrassing in administration. 513. The position was thoroughly examined in 1916 by the Departmental Committee on Approved Society Finance and Administration, and the Report of that Committee contained Tecommendations designed to clarify the position and to over- come the administrative difficulties to which the provisions of the Act of 1911 had given rise. These recommendations were embodied in the Bill of 1918, but in the course of the passage of the Bill through Parliament they became the subject of some criticism which was mainly directed against the proposal that one of the options to be allowed to insured women who cease Work on marriage should be the right to receive a lump sum Payment by way of a marriage benefit or bonus. It was urged that this was not a proper use to which to put funds collected for Insurance purposes under a system of compulsory contribu- tions. As a result of this criticism the Bill was amended and the Scheme which is now in force and is contained in Section 56 of the Act of 1924., was substituted. 514. The present provisions of the Act relating to married Women differentiate between those insured women who continue 0 employment after marriage and those who are regarded as having then ceased to be employed, and a definite test, easy of Application, is provided to determine whether a woman is to be treated as having ceased employment or not. A woman who at the time of her marriage, or within one year thereafter, has had & period of eight consecutive weeks’ absence from work other- Wise than by reason of illness is to be treated as having ceased to be employed, and from the end of those eight weeks a special limited form of insurance (Class K) is provided for her. On the Other hand, a woman who has not had eight weeks of such Absence from work continues in insurance as an employed con- BA ERLE Fl +

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