Report of the Royal Commission on National Health Insurance

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Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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Document type:: Monograph

Structure type:: Chapter

Title:: Chapter II. The scheme of national health insurance

Collection:: Economics Books

MAJORITY REPORT. bution from the National Exchequer towards the cost of the Scheme, apart from the cost of the Central Departments, takes the form of the payment of two-ninths of the total cost of the benefits and of their administration, payable on disbursement, that is to say, a payment by a Society attracts the State contribution of two-ninths. The total income received from contributions in the year 1994 amounted to £27,377,000, and a sum of about £5,000,000 was derived from interest on accumulated funds. The expendi- ture on benefits was £26,118,000, and the cost of administration of these benefits by Approved Societies and Insurance Committees was £3,804,000. The total expenditure from the Hxchequer towards the cost of the Scheme, inclusive of the cost of the central Government Departments concerned in the administra- tion, was £7,045,000. 15. The benefits provided under the Scheme are :— (1) Medical benefit, i.e., medical treatment and attendance, including the provision of proper and sufficient medicines and of the prescribed medical and surgical appliances. (2) Sickness benefit, i.e., periodical payments during incapacity for work through illness. The ordinary rates of sickness benefit are 15s. a week for men, and 12s. a week for women, commencing on the fourth day of incapacity and continuing for a maximum period of 26 weeks. (8) Disablement benefit, i.e., a continuance of periodical payments during illness at the reduced rate of 7s. 6d. a week for both men and women after the title to sickness benefit has been exhausted. (4) Maternity benefit, i.e., payment of the sum of £2 on the confinement of an insured woman or the wife of an insured man. (A total sum of £4 is payable in the case of a married woman who is or has recently been herself an employed contributor ; these cases represent 25 per cent. of the whole number of payments to married women.) (5) Additional benefits, which may be provided by an Approved Society having a disposable surplus on valuation, and may take the form either of an increase of the normal cash benefits, or payment towards the cost of various forms of treatment, such as dental, ophthalmic, hospital or convalescent home treatment. 16. The Act makes provision for variation from the normal contributions or benefits in the case of certain special classes of insured persons, such as women who cease employment on marriage, men serving in the armed forces of the Crown, seamen of the Mercantile Marine, and others. There are also special

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