Report of the Royal Commission on National Health Insurance

Bibliographic data

Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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366 APPENDIX A. 13. The differences between the experiences of unmarried women and married women are particularly arresting. Comparison of Cols. (12) and (14) of Tables II and ITI respectively shows that among married women, both the proportion claiming sickness benefit and the duration of attack were considerably greater than in the case of unmarried women. Compari- son of Col. (15) of the two Tables shows that the proportion of married women drawing disablement benefit was also greater, but on contrasting Col. (16) 1t is found that except at the higher ages the average duration of disablement benefit claims was much less among the married than among the unmarried. This is complementary to the excess in the proportion ‘ going-off ’ among the married, but it seems quite inconsistent with the general features of the two bodies of experience and, taken in conjunction with the figures set out in the next paragraph, seems to suggest that societies are applying to the disablement claims of married women a degree of activity that might well be exerted, and at an earlier stage, on all claims of prolonced duration. 14. In view of the features shown by Col. (17) of each of the Tables I, IT, and ITI, it was thought probable that instructive results would follow from an investigation of the after-history, up to the end of 1924, of a large number of cases in which insured persons had gone off the fund after drawing disablement benefit. It was not worth while in this connexion to investigate cases in which the ‘‘ declaration off 7’ had been so recent as 1923, while the necessary data were not available in respect of cases arising in 1921. The work was necessarily limited therefore to the 1922 cases, and even so it would have been prohibitively heavy had it extended over the whole field. A selection was therefore made of societies with a widely distributed membership and representing a substantial proportion of the whole of the data. This selection yielded 1062 cases of men, 609 of unmarried women and 214 of married women, who had ceased to receive disablement benefit in 1922. Each case was then traced through 1923 and 1924 and its benefit history in these years ascertained. The results are set out statistically in Tables IV, V and VI appended. It is proposed to give here no more than a summary of sufficient extent to indicate the con- clusions obtained. 15. Taking first the 1062 cases of men it was found that in no fewer than 554 cases the insured person was again a claimant in 1928 and/or in 1924. In 400 of these cases he claimed in 1923 and 254 of the 400 claimed in 1924 as well as in 1923. Further, among the 400 who claimed in 1925. 289 had mot been off the funds for 12 months since they ceased to claim in 1922 and these returned to disablement benefit. In 111 cases the member had been off the funds for the full 12 months and, on again claiming, drew sickness benefit. These cases constitute 11 per ceut. of the whole number of ¢ declarations off ’’ disablement benefit in 1922. In 34 of them the insured person on resuming benefit drew sickness benefit for 28 weeks and then went on to disablement benefit. In 84 other cases among the 111 the average amount of sickness drawn in 1923 was 7 weeks and in the ‘remaining 43 cases the insured person claimed hoth in 1923 and 1924 for an average total period of 14 weeks. 16. The same features present themselves in the women’s experience. Of the 609 unmarried women who ‘¢ declared off ’’ disablement benefit in 1922, 286 returned to benefit in 1923 and/or in 1924. Of these, 200 again claimed in 1923 and 54 of them were able to claim sickness benefit. Of this latter number no fewer than 24 remained on the funds to draw the full 26 weeks of sickness benefit and then went on to disablement benefit. Of the 214 married women who went off disablement benefit in 1922, 102 again claimed in one or other of the two following years, 49 of them claiming in both years. Of the 74 among these 102 who returned to benefit in 1923, 28 had been off the funds for 12 months and returned to sickness henefit: 5 of them remained on the funds for over 26 weeks.

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