Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

)O BANKING STANDARDS computed for each district and for all districts, for each year and for all years, and the ratios are studied in keeping with the form of analysis already described, norms and trends of the character indicated obtain. (2) The Relation of Total Expense to Gross Earnings A. All Member Banks Expenses of operation of the banks, by districts, may be ex- pressed in terms not only of earning assets but also of gross earn- ings—the funds out of which they are paid. This is done for the purpose of determining the norms and trends, if any, charac- teristic of such ratios as thus expressed. We shall later observe the similarities and differences in these respects for two groups of banks—national, and state bank and trust company members. At- tention is now addressed to the entire bank membership—all banks in a given district being treated as a single institution. For the period 1919-1925, taken as a unit, all member banks paid as operating expenses $69.80 out of each $100 of gross earn- ings received. That is, operating expense as a percentage of gross earnings was 69.80. The year of highest expense thus measured was 1924, the average amount for all members being 72.00%; that for the lowest year, 1920, was 67.10%. On the basis of the seven-year average, the percentage was least, 63.40, TABLE 62 Ratios oF Total EXPENSE To GROSS EARNINGS IN ALL MEMBER Banks, FEDERAL RESERVE SYSTEM, BY YEARS AND BY FEDERAL RESERVE DISTRICTS FEDERAL RESERVE DISTRICTS Average (All Districts) Boston. . .... EERE New York, «oooviinnisnnean Philadelphia. ............... Cleveland...... ............ Richmond...... .. ........ Atlanta.........e00 cenrenen Chicago. .......vveerennnnn. 5Y LomiSn ¢ 5 su o swim os vere s 2 MVinneapolis.......ooovvnnnn. Kansas City. .......o0cvuen. Dallas......... “5g memo B80 San Francisco. . . Ra=r~e or T. ~ 41 FXPENSE' "ROSS FARNINGS verage \ | 1010-1 1919 1020 | 1921 1922 | 1023 | 1024 1028 1925) 60.80 ! 67.90 67.10 I 69.30} 69.30 I 70.70 72.00 | 71.60 39.6¢ 6.40 3.40 9.60 ‘0.40 1.20 ~.70 ~.60 +.go _.70 3.20 72.00 t-3 vo. 20 64.2¢ $7.60 69.20 £5 ar re © 6.8¢ 35.00 33.00 5.50 7.20 6.70 ‘9.00 ~7.00 "7.10 2.70 53.70 .8.30 | J§5.7¢ 66.30 62.70 69.40 72.10 73.70 vQ.70 6¢.8c 70.10 75.40 72.90 72.80 Jo IC b4.8¢c 61.50 69.20 70.30 73.20 39.60 0.50 ‘0.70 48.00 73.20 72.00 9 ig. ie 69.70 ..20 . 20 .3¢ 4 8c 6 64.2 "2.1 70.0¢ 73.1c 74.3¢ 2.70 a 7¢ ..80 .-.30 76. 20 71.10 67.70 65.30 71.70 72.70 70.90 74.8¢ 72.60 80.70 77.60 71.00 nq .60 "a -c.80 06.10 67.20 . ea v2.6. 76 10

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation