Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

NORMS AND TRENDS IN EXPENSES 93 During the successive pairs of years, 1919-1923, the ratios in- creased 39 and decreased 33 times. What is the relation of these direction-changes to the positions—high (+) or low (-) relative to the district levels—which the ratios held in the first of each pair of years? The answer to this question, found in Table 65, is that the prevailing tendency, for ratios which were high in a given year, is to decrease; and for those which were low is to increase in the following year. This tendency, however, is not so marked for ratios of total expense to gross earnings as it is for those of total expense to earning assets.? To the inverse rela- TABLE 64 NUMBER OF DISTRICTS WITH RATIOS OF Total EXPENSE TO Gross EArN- INGS INCREASING OR DECREASING FROM YEAR TO YEAR. 10T0-TOAC ATq =. —— - YEARS TABLE 6% COMPARATIVE POSITIONS AND YEAR-TO. YEAR DIRECTIONS OF CHANGE IN Dis- TRICT RATIOS OF ToTAL EXPENSE To Gross EARNINGS Positions Relative . tothe Distri-* ¢ «rere. ne 19010-1020... 1920-1021... 1021-1022... 1022-1923... 1023-1024... 1024-1025... tion there are 30 exceptions in the former case; in the latter, there are 12. While the relation between the positions of the ratios, relative to their own district levels and the directions of change from year to year, is inverse, that between the percentage amounts of devia. tion from type and net percentage amounts of change is direct. This fact is illustrated in Table 66. While the net percentage change of the ratios which are above the average is upward, it is downward in the majority of the cases, and varies directly with the percentage amounts of dispersion. For the ratios which are below the average, the direction of change varies inversely and the net percentage amounts of change vary directly with the de- gree of dispersion. The ratios in the different districts may be further compared. If the yearly percentages for the country are taken as a base and the ratios in each district each year are computed as plus or minus ? See Table co.

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation