Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part IV. Norms, trends, and correlations of series in the Boston and in the New York districts by Member Banks

Collection:: Economics Books

EXPENSES IN DISTRICTS I AND II 29 TABLE 172 Ratios oF Torar ExPENSE T0 EARNING Assets, MEMBER BANKs, NEW York FEDERAL RESERVE DISTRICT, 1923-1925, CLASSIFIED BY Size or CIty Size or Crry {in 000’s) Total Numhe- a Ccra- on 102¢ Number ! Average Under 10 foto 20 20 to 40 40 to 120 ‘ 120 and over* : New York City *Excent New York Citv banks. Data are available for 280 banks in 1923, 299 in 1924, and 277 in 1925, the same banks being used each year “except for closed banks and others which changed their classification because of increased loans and investments.” The basis of selection is described by the Federal Reserve Agent as follows: “There are more than 850 member banks in this district, and it did not seem practicable or necessary to tabulate the figures for all of these banks. It was found that typical operating ratios could be secured by dividing the banks into 7 groups, in accordance with their total loans and investments, and then selecting 40 banks, varied as to location, from each of these groups to show the tendencies of the group.”® It is the ratios for- the individual banks, as thus selected in 192 3, and with the substitutions supplied by the Assistant Federal Reserve Agent [or the years 1924 and 1923, that this Section deals. Table 172 gives the ratios? for the sample member banks in the Second district, classified by the size of the city in which ‘hey are located, those for banks in New York City being sep- arately distinguished. There seems to be little or no functional relationship between the sizes of the ratios and the city-group SPart of a letter to the writer from W. Randolph Burgess, Assistant Federal Reserve Agent, Federal Reserve Bank of New York, July 6, 1926. 6 “A Comparison of the Operation of Representative Member Banks in the Sec- ond Federal Reserve District for the Vear 1923,” Federal Reserve Agent, Federal Reserve Bank of New York, Circular No. 618, July 17, 1924, p. 1. "The figures in the table, which are arithmetic means of the ratios, are gener- ally larger for the various years than the weighted ratios for all member banks in the district. as shown in Table <6.

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