Deutsche Geschichte: Urzeit und Mittelalter

John Pierpont Morgan, der Weltbankier

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Multivolume work

Identifikator:: 1892063557

Document type:: Multivolume work

Author:: Lamprecht, Karl http://d-nb.info/gnd/118569015

Title:: Deutsche Geschichte

Place of publication:: Berlin

Publisher:: Gaertner

Year of publication:: 1891-

Collection:: Economics Books

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Volume

Identifikator:: 1892064774

URN:: urn:nbn:de:zbw-retromon-237066

Document type:: Volume

Author:: Lamprecht, Karl http://d-nb.info/gnd/118569015

Title:: Urzeit und Mittelalter

Volume count:: Abt. 1

Place of publication:: Freiburg im Breisgau

Publisher:: Heyfelder

Year of publication:: 1904

Scope:: XVI, 420 S.

Digitisation:: 2022

Collection:: Economics Books

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Document type:: Multivolume work

Structure type:: Chapter

Title:: Neuntes Buch

Collection:: Economics Books

115 U MAJORITY REPORT. that every Society would have complete control over its own funds, and that any advantage arising out of a favourable valua- tion of those funds would be confined to the members of the Society. - (See National Conference of Friendly Societies, Q. 5358; Joint Committee of Approved Societies, Q. 8298; Prudential Approved Societies, Q. 9684; National Council of Agriculture, Q. 21,075.) In opposition to this view the extremists of the other school of thought maintain that in a national system of insurance, which derives its funds from contributions compul- sorily payable by the insured and their employers, there should be uniform benefits for all. We propose to deal at some length with each of these contentions. 249. In the pursuit of our task of reviewing the whole Scheme of National Health Insurance and considering what changes are desirable with a view to making the Scheme of the greatest possible benefit to the insured community, we cannot take the view that we abe limited by the necessity of adhering to any particular principles on which the Scheme was originally set up, or by any statements which were made at the time of the inception of the Scheme in explanation or in defence of the provisions contained in the original Bill. On the contrary, we hold that the National Health Insurance Scheme was in the nature of a great and novel experiment in the field of social welfare, and that it must now be open to Parliament, untram- melled and unfettered, to review the whole Scheme in the light of 13 years’ experience of its working and to make such changes, however drastic, as that experience may have shown to be desirable. 250. As regards the other school of thought, that, namely, which holds that in a national scheme of compulsory insurance, with uniform contributions, benefits should be payable to all on a uniform basis, we think, in the first place, that this would be incompatible with administration through Approved Societies, whether such Societies were organised as at present or on some other basis, e.g., territorial or occupational. In any sound system of insurance finance it is obvious that the power to admit claims on the fund cannot be bestowed where there is no respon- sibility for the solvency of that fund. A uniform rate of benefit to all insured persons implies a single fund, and it would be administratively and financially indefensible to contemplate such a fund being operated upon by independent bodies freed from the responsibility for the consequences of their actions. Several witnesses who advocated the equalisation of benefits put forward as an argument that without it the Scheme could not properly be described as ‘* national.”” The word ‘‘ national ’ is, perhaps, one to be avoided where precision of thought is desired, as the mean- ing attached to it is not itself precise. The mere fact that the Act of 1911 was entitled the ‘° National Insurance Act ’’ does not,

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