RA 
BANKING STANDARDS 
TABLE 57 
PERCENTAGE DIFFERENCE FROM DISTRICT AVERAGE, 1019-1025, OF 
RATIOS OF ToTAL EXPENSE TO EARNING ASSETS FOR ALL MEM- 
BER BANKS, BY YEARS AND FEDERAL RESERVE DISTRICTS 
MFFERENCE FROW NISTRICT A-~=1GE, 1919-1925 
1024 192s 
aston. . 
New Yorh.. ‘e 
iladelphia. . . 
eveland.... _- 
ichmond.... «eevee 
SA. cas eres nnn 
~hicago.....eeeeeeees 
3t. Louis. ..voveannen. 
viinneapolis. cc eeeese. 
Kansas City. cee0ne.. 
Dallas. ......ccu0een. 
San FrancisCo..coeeee. 
be - 
2 
se 
-3C | 
-ya + 
_— 
- 
— 
El 
L 
oi 
Lovely 
+17.5 
+ 3.8; 
+ 32.16 
+ 4.92 
16.99 
£.12 
CoE 
I 
4.8 
9 
42.3 
+12.31 
44.7 
+3 
a 
ne 
- 
« 
— 
— 
—, 
dm 
‘1.42 
-L.7X 
“13.59 
“4.79 
2.24 
34 
- 
+4.30 
1.65 
—5.00 
+3.85 
~+5.66 
+4.92 
—3.63 
— .64 
+ .42 
-8.20 
+ .70 
~3.43 
S4c.06 
levels and yet generally are above or below their respective levels 
at the same time, the direction of change which they take from 
year to year, as shown in Table 58, may be studied from two 
points of view. Every district ratio was low in 1919 and in 1920. 
Moreover, each ratio? increased between 1919 and 1920, and 
1920 and 1921. Similarly, every district ratio was high in 1921 
and 1922, and in all but two districts, Cleveland and Kansas 
TABLE 58 
PERCENTAGE CHANGE FROM YEAR TO YEAR OF YEARLY DisTrICT 
RATIOS OF TorAL EXPENSE TO EARNING ASSETS IN ALL MEM- 
BER BANKS BY YEARS AND FEDERAL RESERVE DISTRICTS 
mew Yeap ro Yr 
1024 
to 
102% 
Average 
(All Districts) 
Boston. ... 
New York. ... 
Philadelphia. . 
cleveland. ... 
Richmond... 
Atlanta....... 
Chicago. ..... 
it. Louis. ..... 
finneapolis. .. 
{ansas City. . 
Dallas......... 
San Francisco.  ... .... 
+ 6.1 
Tae 
43 
.03 
..33 
6 
og 
+X 
“ 00 
+12.08 
90 
70 
20 
£ 
oe 
7 
2 Ca 
—2.56 
+0.22 
—~5.67 
+0.33 
+0.83 
+2.63 
—~4.00 
‘2.12 
~.20 
7.34 
—X.54 
.10 
41.20 
2 In Dallas, the only exception, the fall was less than one-half of one per cent.