144 
A Study of Student Loans and 
4. 
Mr. James Brown 
Tarrytown, New York 
My Dear Mr. Brown : 
(Notice to sub-chairman of 
College group regarding 
delinquent borrower) 
Re: John Doe 
140 Nassau Street 
New York, N. Y. 
Since you were selected as a representative of your group of Harmon bor- 
rowers at y° u know that 
one of your duties is to follow up students within the group who have become 
delinquent in their payments. 
We regret to advise you that the installment due the first of on 
the above account has not yet been paid. Will you please communicate with this 
borrower, calling attention to responsibility both to the College and 
fellow borrowers? It is our intention that no group will suffer for any default 
if it can be prevented. 
We thank you for your Cooperation. 
Very sincerelv yours, 
Division of Student Loans 
Memorandum to Harmon Foundation erom Sub-Chairman 
I communicated with the above borrower in the following manner: 
By letter 
(Please give date of letter) 
By interview 
Remarks: