v§ 
BANKING STANDARDS 
TABLE 13 
PERCENTAGE DIFFERENCE FROM DISTRICT AVERAGE, 1919-1025, OF 
RATIOS OF INVESTMENTS TO EARNING ASSETS FOR ALL MEMBER 
Banks, BY YEARS AND FEDERAL RESERVE DISTRICTS 
PFRCENTAGF DIFFFPTNCE FROM DISTRICT AVERAGE, 1010-1925 
1923 I 1024 1925 
-+ 8.07 
“+11.68 
+ 1.09 
+ 3.36 
= 7.44 
+ 2.85 
+ 9.57 
5 
».07 
assets, the amounts are different. Loans and discounts relative 
to earning assets were low, while investments relative to earning 
assets were high in 1919, 1923, and 1925. In 1920, 1921, and 
1922 the former ratios were high, and the latter relatively low. 
Consistency of variation, but in the opposite direction from that 
characterizing the ratios of loans and discounts to earning assets, 
is apparent. A table, such as Table 3, is unnecessary to illustrate 
this fact. If the headings to the columns in this table are inter- 
TABLE 14 
PERCENTAGE CHANGE FROM YEAR TO YEAR OF YEARLY DISTRICT RATIOS 
oF INVESTMENTS TO EARNING ASSETS IN ALL MEMBER BANKS 
BY YEARS AND FEDERAL RESERVE DISTRICTS 
FEDERAL RESERVE DISTRICTS 
Average 
(All Districts) 
LOStOM. vv rri irri 
New York. .... eevee 
“hiladelphia. . . een. 
cleveland. ..... Cereraean 
Richmond. ..... RU 
Atlanta......... — 
hicago....... PEE 
St. Louis. ...... Wh EMER 
finneapolis.... ............ 
{ansas City... . FR 
Jallas. ........o0. oii, 
San Francisco. ........cocvvvnn. 
1919 
to 
[920 
—18.%58 
f 
10 
70 
“roa 
-15.35 
PERCENTAGF (HAY ~= wroM VraR TO YEAR 
1024 
to 
1025 
+ 5.41 
+ 1.97 
+ 4.10 
+ 1.37 
+ 5.17 
+ 0.19 
+17.03 
+ 5.36 
-~ 1,07 
+25.01 
+13.05 
— 4.46 
+ 8.96 
“21.01 
t25.75 
+ 8.21 
i" 3.41 
} 0.09 
- ~.8 
frc2.3c 
}ia.64 
1-13.97 
+13.0 
+ 7.14 
+ 7.1% 
- .51 
—- 5-33 
- 5.07 
— 2.8r 
- 3.3% 
~ :.0f 
— 1.60 
—- 8o 
+ &.58 
+ 0.44 
+ 2.47 
—- 4.34 
— 4.52 
TT 1.75