Full text: Report of the Royal Commission on National Health Insurance

MAJORITY REPORT. 
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schemes. Here we need only say that our exclusion of these 
elements from any immediate provision of a generally available 
medical benefit is dictated in the main by financial considerations 
—though, of course, we have carefully considered from every 
point of view the relative claims of the various possible extensions 
on the available funds. 
968. We conclude, then, that the extended medical benefit to 
be recommended for immediate adoption should add to the 
general practitioner service only the three elements stated in 
paragraph 263 above. We now proceed to describe these in 
detail, to indicate methods of administration, and to give estimates 
of the cost involved. In this connexion we direct special atten- 
tion to the statement which the Ministry of Health have sub- 
mitted to us in Appendix CII, dealing with the numerous dis- 
cussions of these problems between the National Health 
Insurance Commissioners and the medical profession and also to 
the examination of Mr. Brock and Dr. Smith Whitaker in 
Questions 23,830 to 23,846. The problem is obviously no new 
one, and but for the War would probably have been solved many 
years ago. 
Provision oF EXPERT TREATMENT OR ADVICE FOR PERSONS 
ABLE TO TRAVEL. 
- 269. The services which specialists can render to supplement 
or assist the work of the general practitioner include (1) advice as 
to diagnosis, (2) advice as to treatment which the practitioner 
can himself properly undertake, and (3) treatment of a kind which 
only a specialist can give, or for which special resources of equip- 
ment and skilled assistance such as that of masseurs or 
electricians, are requisite. 
270. A difficult question of principle emerges at the outset. 
Services of this kind are, to a certain extent, already available 
for insured persons, as for other members of the community, 
In the out-patient departments of hospitals. Do the services thus 
obtained fall short of the requirements of a satisfactory service 
for the whole insured population? If they do, is some scheme of 
Supplementation of these services practicable and desirable? Or 
are we driven to the conclusion that the specialist out-patient 
service must be provided completely irrespective of what the 
hospitals are already doing? 
271. Dr. Smith Whitaker, in answer to questions 
on these points, replied :—‘* The local authorities, whatever 
they were, who had to carry out the organisation would 
Probably adopt a variety of methods, some in one place 
and some in another, but generally we doubt whether a system 
Which was based on contracts with the hospitals for providing the 
services would work satisfactorily. The insurance authority,
	        
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