21.2
MAJORITY REPORT.
(Kinnear, Q. 23,689-690, 23,781). We may also point out
that there are other illnesses, such as neurasthenia, in respect of
which an almost equally strong case could be made for a similar
concession. Any modification of the kind suggested would add
seriously to the difficulties attending medical certification and
the determination of claims for benefit. We accordingly do not
think that this suggestion for the special case of the tuberculous
persons can be recommended.
MeDICAL CERTIFICATION.
504. It is indispensable to the proper administration of sickness
and disablement benefits that the incapacity of the insured person
who is claiming benefit should be medically certified at frequent
intervals, and the provision of certificates is accordingly one of
the duties undertaken by the insurance practitioners under their
contracts with the Insurance Committees. Under the present
arrangements a certificate is supplied at the outset of incapacity, a
second, if necessary, after not more than seven days, and there-
after once weekly ; but in cases of prolonged incapacity, where
the doctor does not regard it as necessary to see the patient more
freqiently than once in four weeks, it is open to him, with the
concurrence of the Society, to give certificates separated by this
interval.
505. Tt has been submitted to us in the evidence of the British
Medical Association that these periods should be extended at
the option of the practitioner to 14 days in the case of sickness
benefit and 42 days (or in rural areas three months) in the case
of disablement benefit (App. XLVII, 53). In examination, it
appeared that proposals to this effect had been made by the
profession to the Approved Societies but had not been accepted.
We have not ourselves thought it necessary to recall witnesses
from the Societies to give evidence upon the point, in view of
the facts which were brought out in the investigations of the
Actuarial Committee. These facts, had they been available
to the profession when its proposals were being formulated
must. we think, have raised in the minds of the medical witnesses
the same doubts as to the wisdom of this proposal as they have
in ours. The First Report of the Actuarial Committee shows, as
we have elsewhere explained, a constant and serious rise in the
sickness claims of women and in the disablement claims of both
sexes; and it is pointed out, moreover, in the Appendix to that
Report (para. 11), that of those who receive disablement benefit
in the course of a year, a large proportion rising, at the ages
under 40, to 40-50 per cent., ** go off the funds’ during the
year, thus showing that those in receipt of this benefit at any
time are, as a class, very far from being a body of permanently
sick persons. In these circumstances the need seems to be for
more. rather than less. supervision, and it is impossible for us