i 
BANKING STANDARDS 
CHART 24 
D1STRIBUTION OF YEARLY DISTRICT RATIOS OF INTEREST ON DEPOSITS 
TO EARNING ASSETS, ALL MEMBER BANKS, 1919-1925 
(Ratios based on $1,000) 
Groups 
10 and under 12 
12 and under 14 
i4 and under 16 
{6 and under 18 
18 and under 20 
20 and under 22 
22 and under 24 
?4 and under 26 
26 and under 28 
J 
10 
rer Cent 
15 20 
¢ t 
I 
1 
25 
30 
’ - 
Number 
of 
Cases 
) 
15 
24 
19 
naid $19.79 in the form of interest on deposits. The average 
amounts for the combined districts were less than this in 1919, 
1920, and 1921, and more than this in 1922, 1923, 1924, and 
1925. Based on the seven-year period, the average amount was 
lowest in Dallas ($15.32) and highest in Minneapolis ($25.10). 
For the different years, the lowest amount was in Dallas in 1919 
($11.57) and highest ($26.47) in Minneapolis in 1924. Table 
77, giving the amounts for the several years and districts, shows 
that there are both district and yearly differences. Some form of 
summary of them is necessary. If all of the amounts, irrespective 
of years and districts, are distributed in frequency form, as in 
Chart 24, it is found that while the most common amounts are 
between $18 and $20, concentration appears at the groups $16- 
$18, and $20-$22, 69% of all of the amounts being included 
within the outer limits of these groups. 
There are district and yearly differences in the amounts, as 
there were in the case of salaries and wages when measured in 
terms of earning assets, but they are not so systematically dis- 
tributed. Yearly and district alignments, while not so clearly 
established, are nevertheless present. So, too, are norms and