CONTENTS

APPENDIXES TIT AND II

APPENDIX I.

Relative Effects of Changes in Gross Earnings and
in Total Expense Ratios on Changes in Ratios of
Net Earnings, Member Banks, Boston Federal Reserve
 District, 1924-1925 . . « +. . +. + + +. . .
Illustrations of Correspondent Relations of Member
 Banks, Boston Federal Reserve District, 1924 389

ApPENDIX II.

INDEX TO TABLES AND CHARTS . . . .

305

INDEX TO DISCUSSION .

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