Full text : Banking standards under the federal reserve system

CONTENTS xiii
PART III. CORRELATED SERIES FOR ALL MEMBER BANKS
BY DISTRICTS

VIII

INTRODUCTION

o

JJ

IX

SERIES CORRELATED WITH EARNING ASSETS . . . . . . . . . 157
1. Series Correlated with Ratios of Loans and Discounts
to Earning Assets . . . . . . . . . . . . . .. I57
2. Series Correlated with Ratios of Investments to
Earning Assets . Lo. . 169

X

Series CORRELATED WITH DEpPosITS . . .
1. Series Correlated with Ratios of Total Deposits to
Earning Assets . . . . . . ;
Series Correlated with Ratios of Demand Deposits .
(1) Ratios of Demand Deposits to Earning Assets
(2) Ratios of Demand Deposits to Total Deposits .
3. Series Correlated with Ratios of Time Deposits
(1) Ratios of Time Deposits to Earning Assets
(2) Ratios of Time Deposits to Total Deposits

[71

171
175
I75
181
192
192
197

X1

Serres CORRELATED WITH GRoss EARNINGS

212

X11

SERIES CORRELATED WITH OPERATING EXPENSES
i. Introduction . . . . . . .
2, Total Expense . > how
3. Individual Expenses
(1) Salaries and Wages
(2) Interest on Deposits . . . . . . . . . . . ..
(3) Interest and Discounts on Borrowed Money . . . .

XI111
SERIES CORRELATED WITH NET EARNINGS

228
228
229
242
242
244
247

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