EXPENSES IN DISTRICTS I AND II 305 
TABLE 178 
COMPARATIVE PERCENTAGE AMOUNTS OF DEVIATION FROM GROUP 
AVERAGES AND NET YEAR-TO-YEAR CHANGES IN RATIOS OF TOTAL 
EXPENSE To EARNING Assets, MEMBER Banks, NEw 
York FEDERAL RESERVE DISTRICT, 10223-102¢ 
DIFFERENCES FROM CI1TY-GROUP AVERAGES, 1923-1925 
~e r 
SET 
Number.” 
(Cacpe 
Percentage 
Groups 
Average 
Average 
Percentage 
rr 40 
NET PERCENTAGE 
CHANGE FROM 
VEAR TO YEAR 
=~ 70 
—— 
“nd over 
[Under 2 
Inder 2 
and over 
Average 
3.40 
1 60 
0.82 
2.00 
Q 
-1 70 
(.21 
40.65 
+4. 52 
+ 
20 
DIFFERENCES FROM VOLUME-GROUP AVERAGES, 1923-1025 
Sign 
Number of 
Caen. 
Percentage 
Groups 
Average 
Percentage 
NET PERCENTAGE 
CHANGE FROM 
YEAR TO YEAR 
Tearaqaoe 
nd over 
Inder 2 
"nder 2 
nd over 
Average 
*One group = in direction. 
One group = in position. 
for those in the First,® measures of regression to type, both by 
directions and percentage amounts, are secured for the indi- 
vidual banks. The results secured by this process for the respec- 
tive pairs of years, and for the two pairs combined, are given in 
Table 179. They show that (1) ratios in the first of each pair 
of years, deviating positively or negatively from the average for 
the entire number of banks in that year, deviate less widely in 
the second of each pair of years from the average for that year, 
and (2) the greater the percentage deviation in the first year, 
"9 Gee pages 202-203.