BANKING STANDARDS
TABLE 28

PERCENTAGE CHANGE FROM YEAR TO YEAR OF YEARLY DISTRICT
Ratios oF DEMAND DEPOSITS TO EARNING ASSETS IN ALL
MEMBER BANKS BY YEARS AND FEDERAL
RESERVE DISTRICTS

PERCENTAGE CHANGE FROM YEAR TO YEAR
Icn2 1023 1024
i to to
1923 1024 1925

FEDERAL RESERVE DISTRICTS

1919 1020 | 1921
to to te
1920 1921 1922

Average
All Districts)

- 3.36

a

"

6o

+r.17 ' + 1.60

Boston. .... isms cee
New York. ........cocvvvnvnnn
Philadelphia. . . PE
Cleveland. .... os .
Richmond. ...
Atlanta........
‘hicago.......
st. Louis. .....
finneapolis. . .
Tansas City.
Jallas........
San Francisco. .

5. %,
bos mem

+ 0.13
+ 0.52
— 2.68
- 2.67
+ 0.68
> 6.46
3.12
4.76
7.28
-.8s
25
-.20

dom type. There is some, if not perfect, community of response.
Moreover, other tendencies are apparent in the nature and
percentage amounts of change from year to year in the ratios
of demand deposits to earning assets. These are best illustrated
by the two following tables. As shown by Table 29, the direction
 of change from year to year in the ratios of demand deposits
to earning assets was not uniform among the various districts. It
is of interest to determine whether the ratios which were increasing
 or decreasing from year to year were high or low, or vice versa,
relative to their own levels. If the seven-year averages for the respective
 districts are used to indicate these levels, and if the direc-TABLE
 30

NUMBER OF DisTrIcTS WITH RATIOS OF COMPARATIVE PosITIoNS AND YEAR-TO-DeMAND
 DEpPosiTS TO EARNING As- YEAR DIRECTIONS OF CHANGE IN Dis-SETS
 INCREASING OR DECREASING trict Ratios oF DemanD De-FROM
 YEAR TO YEAR, IQIQ-1025 POSITS TO EARNING ASSETS
£ Change from
© Tr1Q—-1025
Total
30
42
2

TABLE 20

[010~IQ20....
[g20—102I....
[92I-1022....
[922-1023....
1023-1024. ...
1024-1025...

Is,

total.