32 
A Study of Student Loans and 
financial returns on their education for a very short period and when they 
marry will give the benefits of such an education to society in the rearing 
of children. 
An examination of Tables 3 and 3A together with Charts 1 and 1A 
reveals what has been happening in the matter of fees and tuitions in 
public institutions, and substantiates what has been said. It must be 
observed, however, that the figures for 1924-25 present some evidence of 
the fact that after 1920-21 an effort was made in certain institutions to 
right matters and place tuition and fees on a more just basis. In this year 
(1924-25) the absolute figures change the former order considerably. 
Arranged according to decreasing cost to students in state institutions, they 
are as follows: 
Resident Non-Resident 
Departments 1900-01 1924-25 1900-01 1924-25 
Dentistry $78 $171 $81 $223 
Medicine 79 134 83 181 
Pharmacy 35 69 43 121 
Law 51 74 53 111 
Engineering 30 54 53 93 
Arts and Science 16 44 27 85 
In view of the data in Tables 3 and 3A and the above Order of charges 
it is evident that an attempt is being made to fix charges in the various 
departments in proportion to benefits to the individuals and society, and, 
no doubt, in some institutions a proper ratio in this matter has been 
reached. Other institutions, however, are still far from attaining any- 
thing like a scientific ratio in the imposing of fees and tuitions. 
The facts that have been set forth help to show that tuition and fees 
within state institutions are not yet fully in harmony with the benefits 
received by the individual and society. In fact, if we are to judge from 
averages and take all public institutions into consideration collectively, 
the Situation is relatively the same. The distribution within the institu 
tions, however, seems to be worse. Many institutions have been moving 
toward a flat rate, while others are trying to ad just costs to the economic 
value of the education. Therefore, we find the various institutions moving 
in opposite directions. 
Present Schedule of Fees and Tuition 
A more detailed view of the Situation now shows that the distribution 
of fees and tuition in the various state institutions is irregulär and in most 
cases without regard to value which the training has to the individual in 
an economic sense. Table 4, which is made up of the data gathered by 
members of the Western Association of University and College Business 
Officers, shows the Situation in the Western institutions as of June. 1925.