Xxxil 
BANKING STANDARDS 
194. Average Net Change in Ratios of Net Earnings to Earning 
Assets, 1924-1925, for Member Banks, Boston Federal 
Reserve District, Classified by Direction of Change and 
Position of Ratios of Gross Earnings to Earning Assets, 
and by Position of Ratios of Total Expense to Earning 
Assets .. .... Co 
195. Average Net Change in Ratios of Net Earnings to Earning 
Assets, 1924-1925, for Member Banks, Boston Federal 
Reserve District, Classified by Direction of Change and 
Position of Ratios of Total Expense to Earning Assets, 
and by Position of Ratios of Gross Earnings to Earning 
Assets ...vruinn... teen 
196. 
Average Net Change in Ratios of Net Earnings to Earn 
ing Assets, 1924-1925, for Member Banks, Boston Fed- 
eral Reserve District, Classified by Direction of Change 
and by Position of Ratios of Gross Earnings and of Total 
Expense to Earning Assets........ 
Dominant Factor in Producing Net Changes in Ratios of 
Net Earnings to Earning Assets, 1924-1925, for Member 
Banks, Boston Federal Reserve District. . 
198. Year-to-Year Trends in Bank Debits to Individual Accounts 
199. Years in Which Bank Debits Are Above or Below the 
Seven-Year Average, 1019-1925. .......- 
97. 
200. Number of Districts in Which the Proportions of United 
States Securities to Total Investments, for All Member 
Banks, Increased or Decreased. ..... 
201. 
Direction of the Year-to-Year Changes (June 30) in the 
Proportions of United States Securities to Total Bonds 
and Securities Held by National Banks.............. 
202. 
Number of “Other Reserve Cities” in Which the Year-to- 
Year Changes in the Proportions of United States Se- 
curities to Total Bonds and Securities Held by National 
Banks Moved with or against the Trend for the Total 
for Such Cities........ 
203. Direction of the Year-to-Year Changes in the Proportions 
of Different Types of Securities to Total Bonds and Se- 
curities Held by National Banks.... .e 
Median and Yearly Rates Charged by Member Banks in 
Different Cities on Prime Commercial Loans, Compared 
with the Median Rate for All Cities, 1922-1926........ 
205. Number of City-Average Rates on Customers’ Paper Redis- 
counted with Federal Reserve Banks, Above, Below, or 
204. 
227 
334 
3358 
341 
353 
354 
359 
359 
360 
362 
363