Object : Cost of living in German towns

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HAMBURG.

Asa  result  of  an  investigation  of  incomes  made  by  the  Hamburg  taxation
authorities  several  years  ago,  the  conclusion  was  drawn  that  “  the  majority  of
the  population  depend  on  incomes  of  from  £50  to  £60  per  annum  at  the  most.”
Such  incomes  represent  daily  earnings  of  from  3s.  6d.  to  4s.,  the  range  within
which  the  wages  of  most  unskilled  factory  and  workshop  labourers  fall.  Outside
this  range  fall  the  great  mass  of  skilled  workmen  on  the  one  hand  and  at  the
other  end  of  the  scale  the  casual  labourer  whose  pay  is  more  or  less  rigidly
regulated  by  the  law  of  supply  and  demand.  It  may  be  noted  that  the  “  locally
usual  ”  rates  of  pay  for  day  labour  as  determined  for  State  insurance  calculations
are  3s.  bd.  for  adult  males  (increased  from  3s.  in  1907),  2s.  for  adult  females,
Is.  Qd.  for  juvenile  males  and  Is.  for  juvenile  females.  The  rate  of  3s.  bd.  for
men  compares  with  3s.  2^<A  in  Bremen,  though  until  two  years  ago  the  Bremen
“  official  ”  rate  for  adult  male  labour  was  6d.  higher  than  that  of  Hamburg.
Many  of  the  larger  employers  both  in  Hamburg  and  Altona  maintain  either
wholly  or  partially  special  benefit  funds  which  supplement  the  State  insurance
funds  against  sickness,  accident,  and  old  age  and  invalidity.  Other  firms  have
instituted  holiday  and  pleasure  funds,  to  which  the  workpeople  contribute,  and
the  proceeds  of  which  are  expended  in  summer  on  excursions,  festivals,  and
other  recreations.  A  number  of  smaller  employers  give  their  workpeople  several
days  holiday  yearly,  paying  their  wages  meantime,  and  in  one  case  double  wages
are  paid  to  men  who  spend  their  holiday  in  the  country.  As  an  illustration  of
care  for  the  physical  welfare  of  workpeople,  the  following  extract  from  the
factory  regulations  of  a  large  indiarubber  company  may  be  quoted  :—“  Workers
under  18  years  of  age  are  required  to  take  part  in  gymnastic  exercises  twice
a  week  :  in  the  gymnasium  the  orders  of  the  teacher  or  his  representative  must
be  obeyed  on  pain  of  fine.”  The  following  appears  in  the  regulations  of  an
important  engineering  firm  and  relates  specially  to  painters  and  varnishers  :—
“  The  workmen  may  only  take  food  and  drink  or  leave  the  works  after  they  have
changed  their  working  attire  and  carefully  washed  their  hands.”  The  factory
canteen  is  also  a  recognised  institution  in  some  factories  at  a  distance  from  the
town.  Here  a  wholesome  dinner,  consisting  of  soup,  meat  and  vegetables,  can
as  a  rule  be  had  for  4d.,  hot  coffee  or  tea  is  sold  at  a  nominal  charge,  and  beer  at
cost  price.  In  few  cases  do  employers  whose  works  are  outside  the  town  provide
dwellings,  experience  having  shown  that  such  dwellings  are  unpopular  and  that
the  workpeople  prefer  to  make  their  own  arrangements  and  above  all  to  live  in
the  town.
The  State  and  municipal  authorities  of  Hamburg  control  all  the  services
generally  found  in  public  hands  in  German  towns  with  the  exception  of  the
tramways.  They  also  own  and  administer  a  large  system  of  harbours  and
docks,  with  the  result  that  the  town  is  by  far  the  greatest  employer  of  labour.
Wages  as  a  rule  are  dependent  upon  years  of  service  as  well  as  capacity.  The
employees  of  the  State  are  insured  against  old  age  and  invalidity  under  specially
favourable  conditions  securing  them  higher  pensions  than  are  contemplated  by
the  Imperial  Insurance  Law.  The  weekly  contribution  is  15  pfennige  or  l’8rf.
per  week,  and  the  pension  is  £10  after  five  years’  service  with  20  pfennige
(2*4d.)  extra  for  every  further  week  of  contribution  up  to  1,000  weeks,  and
10  pfennige  (l*2c?.)  extra  for  the  next  520  weeks,  when  the  maximum  pension
is  reached.  The  effect  is  that  after  about  ten  years’  service  a  pension  of
£22  12s.  is  claimable.  Subject  to  conditions  premiums  are  wholly  or  partially
returnable  in  the  event  of  a  right  to  pension  not  maturing.  From  the
beginning  of  1908  workpeople  in  the  employment  of  the  State  will  also  have  a
conditional  right  to  several  days’  holiday  once  a  year,  viz.,  to  three  days  if  they
have  served  three  years  unintermittently,  and  six  days  if  they  have  similarly
served  six  years.
Housing  and  Rents.
The  working-class  dwellings  of  Hamburg  present  all  the  diversity  of
character  and  quality  which  is  invariably  found  in  old  towns,  but  the  contrasts
are  here  accentuated  owing  to  the  facts  that  Hamburg  was  of  old  fortified  and
that  it  contains  a  large  seafaring  and  harbour  population.  The  worst  housing
conditions  exist  in  the  Inner  Town  and  in  the  neighbourhood  of  the  harbour,
and  it  is  here  that  the  labouring  classes  most  directly  dependent  upon
            
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