NORMS AND TRENDS IN EXPENSES 99
by average ratios for the two groups of banks, as well as by yearly
amounts for individual districts, the total expense, as a percent-CHART

 20

D1STRIBUTION OF YEARLY DISTRICT RATIOS OF ToTAL EXPENSE TO
Gross EARNINGS, 1919-1925
NATIONAL BANK MEMBERS

Pear Cont

Percentage
Groups

80.00 and under 62.50
62.50 and under 65.00
65.00 and under 67.50
67.50 and under 70.00
70.00 and under 72.50
72.50 and under 75.00
75.00 and under 77.50
77.50 and under 80.00
80.00 and over

0

Pr

=
-—

=

-

10

15

= |
naa
———

A ——

RE.
a

0

Sel.

25
1 —-——

Number
of
Cases

od

«

~

 .

STATE BANK MEMBERS

Percentage
Groups

57.50 and under 60.00
60.00 and under 62.50
$2.50 and under 65.00
65.00 and under 67.50
67.50 and under 70.00
70.00 and under 72.50
72.50 and under 75.00
75.00 and under 77.50
77.50 and under 80.00
80.00 and over

Per Cont
15

0

5

10

20 28 Numbers
. of
— um Casas

4
= |
=
prm—

a —
ye

JO
£0