171 
INDEX 
Accounts, of depository banks, 126-127 ; of postal savings de 
positors, 30-31, 56-57; out of town, 119-120. 
Administrative organization of postal savings system, machinery 
of, reorganized in 1913, 51-52; provisions for, amended in 1911, 
50; provisions for, in Act of 1910, 21-24. 
Ages of depositors in postal savings offices, 63-65; table showing, 
6"4. 
Amendment to Philippine Postal Savings Bank Act, text of, 
168-169. 
Amendments to U. S. Postal Savings Act, text of, 143-150. 
American Bankers Association, changes attitude toward postal 
savings, 77, 96; opposition of, to postal savings, 13-15; report 
of, on savings facilities in U. S., 8-10. 
Attachment for debt, exemption of postal savings from, 92; ex 
emption of postal savings from, as means of evading obliga 
tions, 92-95. 
Attorney-General, as member of Board of Trustees, 22-24 ; de 
cision of, exempting postal savings from attachment for debt, 92. 
Bailey, Senator J. W., views of, on constitutionality of postal 
savings bill, 38-41. 
Banks, as holders of postal savings funds, 130-131; attitude of, 
toward postal savings system, 13-15, 76-77, 96; effects on, of 
competition of postal savings system, 12-16, 76-79; failures of, 
17-19. 
Board of Trustees, action of, relating to non-interest bearing 
postal savings deposits, 97-98; creation of, in 1910, 21-22; 
powers of, changed in 1911, 50; powers of, under Act of 1910, 
22-24; purchases by, of postal savings bonds, 107-109, 127; 
regulations of, relating to depository banks, 109-111; regula 
tions of, relating to payment of interest on postal savings de 
posits, 99-101; regulations of, relating to security for deposits 
of postal savings funds, 122-124; selects interest rate payable 
by depository banks, 125; Third Assistant Postmaster-General 
made secretary of, in 1913, 51. 
Bonds as security for deposit of postal savings funds, 107, 120; 
kinds of, 120-124. 
Borah amendment to postal savings bill, 49. 
Bradley, Senator W. O., mentioned, 37. 
Bryan, Senator N. P., cited, 94-95.