174 
INDEX 
88-91; arguments favoring, 91-95; bill to modify, passed in 1916, 
96, 114-116; bill to modify, vetoed in 1914, 86-87, 113-115; in 
Act of 1910, 24-25. 
Lodge, Senator H. C., views of, on limitations on size of de 
posits, 91-92. 
Losses of postal savings depositors through regulations relating 
to interest paid, 102-104. 
Meyer, G. von L., Postmaster-General, cited, 7. 
Minors, as depositors in postal savings offices, 62-65, 92-93. 
Money orders, as means of securing savings, 19-20, 79. 
Moon bill, passage of, in 1916, 96, 114-116; veto of, in 1914, 86- 
87, 113-115. 
Municipal bonds, as security for deposits of postal savings funds, 
122-124. 
Mutual savings banks, reserves of, 27-28; should be made de 
pository banks, 130-131. 
National banks, bonds owned by, as affected by postal savings 
system, '48-49. 
Nativity of depositors in postal savings offices, 57-62; table show 
ing, 59. 
Negro depositors in postal savings offices, 65-66. 
Non-interest bearing postal savings deposits, bill providing for, 
passed in 1916, 96-97, 114-116; bill providing for, vetoed in 
1914, 86-87, 113-115; failure to utilize provision for, 97-98. 
Out of town depository banks, regulations relating to, 119-120. 
Panic of 1907, relation of, to movement for postal savings, 2-4, if 
Philippine postal savings system, 2; text of act establishing, 151- 
167; text of amendment to act establishing, 168-169. 
Political parties, platforms of, indorsing postal savings system, 4-6. 
Postal Savings Bank Act, passage of, 1, 21; provisions of, 21 
et seq.; text of, 134-143; text of amendments to, 143-150. 
Postal savings bonds, merits of provisions for, 46-48; object in 
issuing, 126-127 ; provisions for, 45-46 ; purchase of, by Board 
of Trustees, 107-109, 127 ; report concerning price of, 127. 
Postal savings stamps, 25. 
Postal savings system, administrative organization of, 21-24, 50- 
52; as competitor of banks, 12-16, 76-79; definition of, 6 ; estab 
lished in U. S. in 1910, 1, 21; expenses of, 90-91; Hawaiian, 2; 
Philippine, 2; profits from operation of, 90-91, 104; text of act 
establishing, 134-150. 
Postmaster-General, cited, 89; powers of, as member of Board 
of Trustees, 22-24 ; powers of, enlarged in 1911, 50. 
Postmasters, compensation of, in postal savings operations, 53- 
54; duties of, in postal savings operations, 26-27, 29-30, 56-57, 
113, 117-120; emergency credits of, 26-27, 116-119.