DEPOSITORS AND DEPOSITS 
65 
the middle age groups that postal savings are 
most popular, the three age groups 25-34, 35-44, 
and 20-24, in their order, showing the largest pro 
portions of depositors to the total population in 
the respective age groups. 
Negro Depositors 
The colored population, although it lives 
chiefly in the sections of the country where non 
governmental bank facilities are relatively lack 
ing, has made little use of the postal savings sys 
tem. As in the case of the age grouping of de 
positors, the only available statistics as to color 
grouping relate to June 30, 1912. At that time 
the total number of depositors was 243.801 and 
they were grouped as follows: 
White 239,128 
American negroes 4,006 
Other negroes 456 
American Indians 12 
Chinese 23 
J apanese 134 
Other non-whites 42 
Total 243,801 
This gives the whites 98.1 per cent of the total, 
and the American negroes 1.6 per cent, whereas 
their respective percentages in the total popula 
tion in 1910 were 88.8 and 10.7. Evidently the 
postal savings system is accomplishing practically 
nothing in reaching the negro population. This