DEPOSITORS  AND  DEPOSITS

65

the  middle  age  groups  that  postal  savings  are
most  popular,  the  three  age  groups  25-34,  35-44,
and  20-24,  in  their  order,  showing  the  largest  proportions ­
  of  depositors  to  the  total  population  in
the  respective  age  groups.
Negro  Depositors
The  colored  population,  although  it  lives
chiefly  in  the  sections  of  the  country  where  nongovernmental ­
  bank  facilities  are  relatively  lacking, ­
  has  made  little  use  of  the  postal  savings  system. ­
  As  in  the  case  of  the  age  grouping  of  depositors, ­
  the  only  available  statistics  as  to  color
grouping  relate  to  June  30,  1912.  At  that  time
the  total  number  of  depositors  was  243.801  and
they  were  grouped  as  follows:

White  239,128
American  negroes  4,006
Other  negroes  456
American  Indians  12
Chinese  23
J  apanese  134
Other  non-whites  42

Total  243,801

This  gives  the  whites  98.1  per  cent  of  the  total,
and  the  American  negroes  1.6  per  cent,  whereas
their  respective  percentages  in  the  total  population ­
  in  1910  were  88.8  and  10.7.  Evidently  the
postal  savings  system  is  accomplishing  practically
nothing  in  reaching  the  negro  population.  This