GROSS EARNINGS IN DISTRICT I 271 
TABLE 155 
RATIOS OF GROSS EARNINGS TO EARNING AsseErs, CLASSIFIED MEMBER 
Banks. BostoN FEDERAL RESERVE DISTRICT, 1024-1925 
S1zE oF City 
in ooa’s) 
Total... . 
Tnder1o........ cco... 
toand under 20......... 
20 and under 4o......... 
40 and under 1z0......... 
‘20 and over. Co 
EARNING ASSETS 
fin o0o.000’s) 
Total. ... 
Unders.................. 
sand under 1o........... 
toand under zo........... 
20and under so........... 
0 and over } 
TorAL 
Num- * 
ber 
Av- 
erage 
820 
6 17 
360 
150 
92 | 
136 
Ra 
6.18 
6.12 
6.00 
6.11 
c. 86 
TorAL 
Num- 
ber 
Av- 
erage 
820 
6 11 
[12 
184 
198 
182 
"AA 
6.20 
6.09 
6.18 
6.07 
5 01 
Num- 
ber 
AIO 
8A 
ia 
46 
68 
\Tum- 
ber 
AIO 
[O24 
Av- 
erage 
6.04 
6.09 
6.06 
5-89 
6.10 
,.80 
1024 
Av- 
erage 
6 oA 
o8 
o1 
1 
mom 
1025 
Num- |! Av- 
ber + erage 
410 
& 17 
180 
7% 
ab 
€ 
£ 
28 
18 
I 
I 
3 
I1Q2% 
Num- 
ber 
Av- 
erage 
AIO 
nn Ta 
36 
02 
nN 
I 
2 
5 
ix 
distributions, averages, obviously, are incomplete as descriptive 
devices. This is more particularly true when comparisons are 
made between the ratios in 1924 and in 1925. 
For the entire experience, the ratios increased from 6.04 to 
6.17 between 1924 and 1925. Moreover, as between the two 
years the averages for each of the various groups, except one, 
increased. But, as shown in Table 156, the groups contain a 
wide range of amounts—amounts which are high and low, com- 
pared with the averages for the respective groups, themselves, and 
for the entire membership. Accordingly, the changes from year 
to year, which may be read from Table 155, do not disclose, for 
individual banks, the relations between positions held (relative 
to any average) and the changes from year to year. Did all 
of the individual ratios increase between 1924 and 1925, or 
were the types of change in some way related to the levels