1V
BANKING STANDARDS
PART IV. NORMS, TRENDS, AND CORRELATIONS OF SERIES
IN THE BOSTON AND IN THE NEW YORK DISTRICTS
BY MEMBER BANKS
XIV
[INTRODUCTION
265
XV
NorMs, TRENDS, AND CORRELATIONS IN Gross EARNINGS RATIOS 270
1. Introduction . . . A +
2. Norms and Trends in Gross Earnings Ratios . . . . . 270
3. Series Correlated with Ratios of Gross Earnings to
Earning Assets . . . C277
XVI
NorMs, TRENDS, AND CORRELATIONS IN TOTAL EXPENSE RATIOS 285
t. Introduction . . . . . . «+. 28s
2. Norms and Trends in Total Expense Ratios . . . . . . 285
(1) Member Banks in District 1—Boston . . . 285
(2) A Sample of the Member Banks in
District 2—New York . . . . . . CL... . 208
3. Series Correlated with Ratios of Total Expense to
Earning Assets—Member Banks in
District —Boston . . . .
300
XVII
Norms, TRENDS, AND CORRELATIONS IN NET EARNING RATIOS . 313
i. Introduction . . I 3 &
2. Norms and Trends in Net Earnings Ratios . . . . . . 313
3. Series Correlated with Ratios of Net Earnings to
Earning Assets . . 32r
PART V. GENERAL SUMMARY AND INTERPRETATION
XVIII
GENERAL SUMMARY
345
INTERPRETATION
TL
7
7
4C