Ko.

BANKING STANDARDS
CHART 2

RATIOS OF LOANS AND D1SCOUNTS TO EARNING ASSETS — ALL MEMBER
Banks
Comparison of Federal Reserve District Ratios with those for
the Country as a Whole, 1919-1923
(The slopes of these lines, not their vertical positions, are significant. See page 21.)

COUNTRY AS A WHOLE cccacana- DISTRICTS eo
1919 1920 1921 1922 1923 1924 1925 1919 1920 1921 1922 1923 1924 192°

BOSTON

TET —— Av, *

srt trae...
add Seman

SI ADELPHIA

RICHMOND

————

Teeaas res
me aay

———
ran,

hd
RE

CAINE AB

LI RA

SAL

~~
Seem
ma -
> eam smasmen
cas LY

Sr Sw mda ——
NEW YORK

Steam a mmssacng,
co -

CLEVELAND

rr ——

—_— ATLANTA

. ST Louis
i 7

—— —
or

KANSAS CITY

sss eneoe
- -
- .
ca.
Seen,
Tt earemmnnotenn

SAN FRANCISCO
eee

—————
CT fe re

-
Ce eea

Scales of
« Percentage
Change
le
c
t1¢8
td
10
20

i919 1920 1921 1922 1923 1924 1925 1919 1920 1921 1922 1923 1924 192%

(3) comparative rates of increase (or of decrease) are shown by
comparative slopes at the positions on the curves.
With the facts in mind as to the manner in which the chart is
prepared and the nature of ratio charts, the position and inclination
 of the curves for the various districts may be compared.