Report of the Royal Commission on National Health Insurance

Bibliographic data

Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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Document type:: Monograph

Structure type:: Chapter

Title:: Chapter XIII. Miscellaneous questions

Collection:: Economics Books

nlf) MRT MAJORITY REPORT. that they did not belong to any Society. This results in the Society not being credited year by year with the contributions payable in respect of the man during his service and an adjust- ment becomes necessary on the man’s discharge. Moreover, the Society, not having been notified of the man’s enlistment, will have treated him as having gone out of insurance and will have been debited with the transfer value. 536. On account of these administrative objections to the present system, we have considered the expedience of suspending men from insurance altogether on enlistment and re-instating them in insurance when they again take up civilian employment after discharge. 537. One difficulty which would arise under this plan is that in the absence of provision for the automatic re-admission of these men to their old Societies on discharge, such a procedure would entail the loss of acquired rights to additional benefits, a consequence which in certain cases would represent a consider- able hardship. On the other hand, if provision were made for their re-admission, it would be necessary for the Department to keep a record of the Societies to which the men belonged at the time of enlistment, and this would present very much the same difficulties as arise under the present system. An even more serious difficulty would arise in respect of men discharged prematurely as invalided. Compulsion on their own Societies to readmit such men could not be justified, with the result that many would permanently lose the advantages of Society membership. 538. There is a further difficulty in the way of the adoption of the proposal to suspend insurance during service. At present, under the Insurance Act, maternity benefit is paid on the con- finement of the wives of serving men, although, as we have seen, the insured person pays no contributions during service. If it were, in effect, proposed to place men in the Services wholly outside the Insurance Scheme, it would obviously be necessary to make some provision for a corresponding payment from another source in lieu of the maternity benefit, of which the new arrangements would deprive them. We are informed, how- ever, that the Service Departments, on whom the responsibility for making such payments would naturally fall, do not view such a proposal with any favour. 539. The evidence given by Approved Societies on this subject was not all in one direction. The Hearts of Oak Benefit Society suggested (App. IV, 134-143; Q. 3259-3312) the suspension of insurance during service, but the Joint Committee of Approved Societies were opposed to the proposal (App. XIV, 46), as was also the Manchester Unity of Oddfellows, who expressed the ovinion that the present svstem is satisfactory on the whole, and

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