Report of the Royal Commission on National Health Insurance

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Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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Document type:: Monograph

Structure type:: Chapter

Title:: Chapter XIII. Miscellaneous questions

Collection:: Economics Books

MAJORITY REPORT. Ih should be retained. (App. VII, 76; Q. 5906-5920.) This latter Society has several important Branches established for, and con- sisting largely of, serving men, and its views are naturally influ- enced by the effect which the proposal would have upon these Branches. Other Societies with Branches are, to a lesser extent, in the same position. 540. After due consideration of the arguments for and against the proposal, we have come to the conclusion that the proposed change would probably give rise to difficulties at least as great as, though different in kind from, those arising under the present system, and we therefore recommend that no change should be made. 541. There is one further matter in connexion with the insurance of men of the Forces to which our attention has been directed. During their service, any of these men who are not members of an Approved Society become in effect members of the Navy, Army and Air Force Insurance Fund and receive from that Fund the only benefit, viz., maternity benefit, to which they are entitled while serving. On discharge from the Forces it is open to any man of this class to apply for membership of any Approved Society, but if by reason of the state of his health he is not able to obtain admission to a Society, he then becomes permanently a member of the Navy, Army and Air Force Insurance Fund and becomes entitled to receive out of that Fund all the normal benefits of the Act, but not any additional benefits. If he becomes a member of an Approved Society he does not become entitled to participate in any additional benefits provided by the Society until after the waiting period applicable to insured persons transferring from one Society to another. We have re- ceived a statement from the Secretary of State for War on behalf of the three Service Departments submitting two suggestions for Improving the position of men discharged from the Forces as regards title to additional benefits (App. CXXIX). These suggestions were (1) that the benefits payable out of the Navy, Army and Air Force Insurance Fund to discharged men who are established as permanent members of the Fund should not in future be confined to the normal benefits of the Act, but should include also additional benefits equivalent to the average of those provided by Approved Societies in general ; and (2) that men who join Approved Societies on their discharge from the Forces should not be subject to the ordinary waiting period before becoming entitled to additional benefits. 542. We are informed that the financial position of the Navy, Army and Air Force Insurance Fund (the solvency of which 1s guaranteed by the Service Departments) is so satisfactory that it can well afford the cost which would be involved in giving effect to the first of these two suggestions, and that there is a sufficient margin in the contribution payable during service to

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