Report of the Royal Commission on National Health Insurance

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Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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Document type:: Monograph

Structure type:: Chapter

Title:: Minority report

Collection:: Economics Books

‘ Cf am 90 MINORITY REPORT. 98. We know of no way under the Approved Society system, with the * incentive ’’ in operation, of overcoming this feature. We do suggest, however, that the department, when under- taking the enquiries into the administration of this benefit, as recommended in the Majority Report, should direct their attention to the possible effect of a drastic administration of dis- ablement benefit upon the position of an insured person, especially of advanced years, in relation to the Widows’, Orphans’ and Old Age Pensions Act. We refer to this here in order to call attention to the fact that title to Old Age Pensions will depend to some extent upon the attitude of Approved Societies, and grave injustice might easily ensue from the absence of uniformity which characterises the Approved Society system of administration. 99. What has been said as to the adequacy of the rates of sickness benefit applies with equal, if not greater, force, to disablement benefit and we feel that under the system of adminis- tration through local authorities the dangers associated with a comparatively high rate of disablement benefit would be con- siderably diminished and that the observation of our colleagues on this subject in paras. 312 and 813 would be less applicable. 100. We suggest that the term °° disablement benefit ’ does not properly describe the reduced rate of sickness benefit and is in part responsible for the application of drastic methods of administration. We therefore recommend that even if the benefit 1s continued at a reduced rate the use of the term ‘‘ disablement benefit ** should be discontinued. 101. In our view, however, the normal rates of sickness benefit should be payable to an insured person so long as he is certified to be incapable of work. ALLOWANCES TO DEPENDANTS. 102. We further recommend that allowances to dependants shall be provided at the same rates as are provided under the Unemployment Insurance Act. MATERNITY BENEFIT. 1038. We regret that the Majority Report does not propose to alter in any way the present provisions under the Act in respect of Maternity Benefit. We have already indicated our view that medical benefit should include medical attention at confine- ments, not only for insured women, but for all women who would under our proposals be entitled to medical benefit amongst whom would, of course, be included the uninsured wives of insured men. 104. The extension of medical benefit to include all women would remove a difficulty in the way of organising a complete maternity service. The insured woman receives medical attention before and after confinement and a cash benefit, ‘“ These two considerations would greatly facilitate the institution $F

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