CORRELATED SERIES BY DISTRICTS 155 
TABLE 96 
CORRELATION OF DISTRICT DIFFERENCES OF RATIOS IN PAIRED SERIES: 
LoaNs AND DISCOUNTS AND OF GROSS EARNINGS 
T0 EARNING ASSETS 
(Percentage Differences from District Averages for Period 1919-1925) 
ToraL 
Average Percent- 
age Differences 
RaTtI10S8: 
Loans and Discounts 
to 
Earning Assets 
(Percentage 
Differences) 
l 
RATIOS: Gross Earnings to Earning 
Assets (Percentage Differences) 
Number of Nictrict-Years 
Above District 
Averages 
Below District 
Averagee 
Number 
of 
District- 
Years 
Ratios: * Ratios: 
Loans - Gross 
and Earn- 
Dis- | ings 
counts to 
to “1rning 
‘arpin Assets 
Ac nes AY 
Position 
Amount 
(0.00 
and 
over 
5.co 
re 
Tnder 
oe 
Under 
5.00 
po 
10.00 
and 
over 
Above 
District 
Averages 
e ns and nave 
2.50 tO k.00 
Under 2.<o 
Below 
District 
Averages 
Under 2.50 
2.50 to £.00 
¢ 00 and over 
4 - 
V 99 1 
LE 
i643 
3 2 
3 a 
0 
ve Wm 
nw 8, 
CDE a 
Din © 
BLE d” 
«<'D End 
X= 
«+ 
” 
” 
~ 
LL 
| wv 
» " 
© [J 
do += 
| 
- 
| & 
«© 
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b 
= 
deviations of the yearly ratios from the seven-year ratios for 
the respective series; (3) choosing suitable groups into which 
these percentage deviations from the average can be placed; (3) 
constructing a form, such as Table 96, into which the paired 
deviations of the related series, according to the classification 
of deviations, are inserted; (5) totaling the number of instances 
in the respective lines and columns; (6) adding and then averag- 
ing the amounts in each line so as to get the average percentage 
dispersion for the factor in the stub, used as the independent 
variable; (7) algebraically adding and then averaging the