TABLE 121 
CORRELATION OF DISTRICT DEVIATIONS OF RATIOS IN PAIRED SERIES 
{Percentage Deviations from the Respective District Averages, Period 1010-102¢) 
-y 
D 
ba) 
INDEPENDENT VARIABLE— 
Ratios of Time Deposits to 
Total of Time and De- 
mand Deposits 
Distance from Average ' 
Number 
of 
istrict 
Years 
[nvest- 
ments 
to 
Rarning 
Assets 
Position 
Percentage 
Grouns 
Average 
Per- | 
centage 
Total | 8.66 | [3 ¢ + 0.64 | 
Ahave 
10.00 and over] +25.64 4 
0.00 to 20.00! 4-13.87 15 
Inder 10.00 L 4.00 32 
7.03 
F :.56 
—- 1.06 
Inder 10.00 | —4.63' 10 | 
10.00 to 20.00 | 14.85 vs 
10.00 and overl 20.c=0 
—11.13 
+ oz 
Vov.ad 
Relaw 
Tatal |—17.48 33 | — 0.32 
Gross | 
Earnings 
to 
Earning 
Assets 
Lo0.87 | 
-2.17 
-1.37 
La 209 
+5.43 
-1.%9 
77 
-—Y An 
DEPENDENT VARIABLES—Net Average Percentage 
Total 
Expense 
to 
Tarning 
Accets 
Total 
Expense 
to 
Gross 
Earnings 
Net 
Farnings 
to 
Earning 
Assets 
Salaries 
and 
Wages 
to 
Tarning 
Accets 
Interest 
on 
Deposits 
to 
Earning 
Assets 
+ 2.53 +1.68 
- 2.80 
+6.37 + 5.31 
+ 0.30 
tb or.47 
+ 2.20 
+2.61 
+2.86 
1 02 
—- 7.07 
—~ 8.34 
- 0.006 
}- 8.58 
+ 6.33 
L 6.12 
+ 7.97 
t10.22 
= 2 68 
t+ 4.22 
- 6.18 
-20.00 
~1.19 
~4.41 
-2.47 
{+ 8.7x 
$10.32 
+ 1.28 
+ 0.10 
—~13.44 
-18.47 
- "ef 
-i 
~14.0" 
- 4.44 i 
1 
-2.00 ! 
+ 6.22 
-TT.%%7 
- 0.80 
Interest 
and 
Discounts 
on 
Borrowed 
Money to 
Tarning 
Assets 
—25.51 | 
—74.10 
—52.00 
—- 6.07 
+67.76 
go nt 
{27 2k 
d4¢. 88 | 
Taxes | “Other 
to Expense” 
Earning to 
Assets Earning 
Assets 
— 0.63 | + 3.42 
—~18.34 
—- 8.55 
<4 £.26 
+ 4.55 
4+ 2.84 
+ 3.58¢ 
i 8.26 
nl. EP” 
- OO 26 
+ 1.84 
a 
~-712.13 
4- 2.10 
— 6.7